Deputy AML Manager

About Zaincash

ZainCash Iraq is a leading mobile wallet in Iraq and recognized as Forbes top Fintech company of 2023 and 2024 as well as GSMA’s Best Mobile Innovation Supporting Humanitarian Situations. The company offers a range of consumer and business services including local and international money transfer, bill payments, companion payment cards, payroll, aid disbursement, and more. For more information, please visit www.zaincash.iq.

Responsibilities*

• Act as Deputy to the AML Manager and assume full responsibilities in their absence
• Oversee transaction monitoring alerts, case investigations, and escalations
• Review and file Suspicious Transaction Reports (STRs) with the AML/CFT Office
• Supervise sanctions screening and PEP screening processes
• Ensure compliance with CBI AML/CFT regulations, circulars, and reporting deadlines
• Review and update AML policies, procedures, and risk assessments
• Respond to regulatory requests, audits, and inspections
• Supervise, train, and support the AML team
• Prepare periodic AML reports for management and the Board

Requirements

• Iraqi national, minimum age 28
• Bachelor's degree in Economics, Finance, Accounting, Banking & Financial Sciences, Law, Business Administration, Statistics, or a related field
• Minimum 3 years of experience in AML/CFT, compliance, banking, or financial supervision
• Professional AML certification (CAMS, CFC, or equivalent) preferred; if not held, must obtain it within one year of appointment
• Completed AML/CFT specialized training courses
• Strong knowledge of CBI AML/CFT regulations and FATF recommendations
• Experience with transaction monitoring and sanctions screening systems
• Fluent in Arabic and English (written and spoken)