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Field Adjuster

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Onsite

Field Adjuster

Zephyr Insurance Company, Inc.

Field Adjuster

22 days ago

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Important information


Contract type:

Permanent, Freelance / Contract

Location:

Honolulu, HI, USA

Work mode:

Onsite

Published on:

3 October 2026

What they need


Position Summary

We are seeking an experienced Field Adjuster to investigate and handle moderate-complexity first-party property claims requiring on-site inspections. The successful candidate will evaluate coverage and damages, prepare estimates, negotiate settlements, and provide professional, empathetic service to policyholders and other claim-related parties.

Key Responsibilities

  • Conduct on-site property inspections, including scoping, photography, and damage estimates.
  • Investigate and evaluate claims, including coverage, damages, and applicable policy provisions.
  • Review relevant policies, leases, contracts, and other documentation.
  • Communicate effectively with policyholders, contractors, public adjusters, attorneys, vendors, and internal staff.
  • Prepare estimates, maintain accurate claim documentation and reserves, and draft claim correspondence.
  • Negotiate settlements within assigned authority and escalate complex matters as appropriate.
  • Coordinate with specialists, including Subrogation and Fire/Fraud Investigators.
  • Participate in depositions, EUOs, mediations, trials, and other legal proceedings as needed.
  • Stay current on construction costs, repair techniques, and industry practices.
  • Travel throughout the assigned territory and participate in CAT/surge operations, including extended hours or overnight stays when necessary.
  • Follow all applicable company, state, and federal regulations and policies.

Qualifications

  • Hawaii adjuster’s license required and must be maintained.
  • Minimum 5 years of property claims/field adjusting experience.
  • Proficiency with Microsoft Office and claims systems/estimating software.
  • Demonstrated ability to independently investigate, evaluate, negotiate, and resolve claims.
  • Strong written, verbal, analytical, organizational, and time-management skills.
  • Professional and customer-focused approach, particularly in high-pressure situations.
  • Ability to work independently and manage a mobile schedule.
  • Ability to climb, kneel, crawl, and lift up to 30 lbs. unassisted.
  • Willingness to travel throughout the assigned territory, with occasional travel outside the region.

Job Type: Full-time

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Employee assistance program
  • Flexible spending account
  • Health insurance
  • Life insurance
  • Paid time off
  • Parental leave
  • Professional development assistance
  • Referral program
  • Vision insurance

Ability to Relocate:

  • Honolulu, HI 96813: Relocate before starting work (Preferred)

Work Location: In person

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