Zephyr Insurance Company, Inc.
Field Adjuster
22 days ago
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Important information
Contract type:
Permanent, Freelance / Contract
Location:
Honolulu, HI, USA
Work mode:
Onsite
Published on:
3 October 2026
What they need
Position Summary
We are seeking an experienced Field Adjuster to investigate and handle moderate-complexity first-party property claims requiring on-site inspections. The successful candidate will evaluate coverage and damages, prepare estimates, negotiate settlements, and provide professional, empathetic service to policyholders and other claim-related parties.
Key Responsibilities
- Conduct on-site property inspections, including scoping, photography, and damage estimates.
- Investigate and evaluate claims, including coverage, damages, and applicable policy provisions.
- Review relevant policies, leases, contracts, and other documentation.
- Communicate effectively with policyholders, contractors, public adjusters, attorneys, vendors, and internal staff.
- Prepare estimates, maintain accurate claim documentation and reserves, and draft claim correspondence.
- Negotiate settlements within assigned authority and escalate complex matters as appropriate.
- Coordinate with specialists, including Subrogation and Fire/Fraud Investigators.
- Participate in depositions, EUOs, mediations, trials, and other legal proceedings as needed.
- Stay current on construction costs, repair techniques, and industry practices.
- Travel throughout the assigned territory and participate in CAT/surge operations, including extended hours or overnight stays when necessary.
- Follow all applicable company, state, and federal regulations and policies.
Qualifications
- Hawaii adjuster’s license required and must be maintained.
- Minimum 5 years of property claims/field adjusting experience.
- Proficiency with Microsoft Office and claims systems/estimating software.
- Demonstrated ability to independently investigate, evaluate, negotiate, and resolve claims.
- Strong written, verbal, analytical, organizational, and time-management skills.
- Professional and customer-focused approach, particularly in high-pressure situations.
- Ability to work independently and manage a mobile schedule.
- Ability to climb, kneel, crawl, and lift up to 30 lbs. unassisted.
- Willingness to travel throughout the assigned territory, with occasional travel outside the region.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Parental leave
- Professional development assistance
- Referral program
- Vision insurance
Ability to Relocate:
- Honolulu, HI 96813: Relocate before starting work (Preferred)
Work Location: In person
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