Field Insurance Inspector - Monterey, CA

Why Apply?

• 17 days paid vacation, plus 10 paid holidays
• Competitive pay and benefits, including paid sick leave
• Superb training program
• Work from home when not in the field
• Career advancement opportunities
• Tuition Reimbursement Program
• Excellent culture and team
• $2,250 Joining Bonus!

Pay Details:

• Total compensation for this position is targeted at $23-$25+ per hour.  The target total compensation consists of a base hourly wage and production-based incentive pay.  Field Inspector incentive pay is a function of personal productivity and is uncapped. Incentive Pay is not sales based.
• Pay Type: Hourly plus production incentives, in accordance with EXL’s policies.

EXL is looking for motivated and self-directed individuals who strive for excellence to work as a Field Insurance Inspector.

While experience in the insurance/loss control industry and knowledge of the construction and real estate business is certainly desirable, we understand experience in both personal lines and commercial lines insurance is rare.

All interested candidates are encouraged to submit their qualifications.

We provide a robust training program that ensures success and rapid integration with a top-notch team of insurance professionals.

Come join the EXL Survey and Risk Control team!

The Location

• This is a Field position based out of your home office, requiring daily travel to client sites to conduct surveys serving the Monterey, CA area

Responsibilities

The Field Insurance Inspector conducts virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.

An added perk is the opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area.

The candidate should be capable of demonstrating a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.).

Field Insurance Inspectors must complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager.

High Value Surveys
Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
Determine square footage of the home through detailed measurements or by replicating available building plans
Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.  
Competed a detailed survey report write-up, including narrative assessments

Commercial Lines Risk Control Surveys
Conduct underwriting surveys and loss control assessments on commercial businesses
Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
Document all hazards observed for underwriting, and make recommendations for risk improvement.
Complete a detailed survey report write-up, including narrative assessment

Qualifications
Knowledge, Skills, and Abilities Needed

High-degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once, and handle time sensitive urgencies
Willingness to travel
High Value Survey or Commercial Survey experience appreciated