Finance Associate

Key Responsibilities:

Client Acquisition & Relationship Management

• Proactively prospect, acquire, and onboard new high-net-worth clients through networking, referrals, and community engagement.
• Build and maintain long-term, trust-based relationships with a portfolio of affluent clients, acting as their dedicated point of contact for all financial matters.
• Conduct regular, in-depth client review meetings to assess changing financial situations, life events, and risk appetites.
• Deliver exceptional client service by anticipating needs and providing timely, clear communication on market trends and portfolio performance.

Needs Analysis & Financial Planning

• Conduct comprehensive fact-finding sessions to understand clients’ short- and long-term financial objectives (e.g., retirement planning, education funding, estate planning, and tax efficiency).
• Analyze clients’ current financial positions, cash flow, and existing insurance coverage to identify gaps and opportunities.
• Develop and present customized financial plans that strategically integrate both investment portfolios and insurance protection (e.g., life, health, disability, and annuity products) to create a balanced, risk-managed strategy.

Investment & Insurance Advisory

• Recommend suitable investment vehicles (mutual funds, ETFs, bonds, structured products, and equities) based on client risk profiles and market conditions.
• Advise on appropriate insurance solutions to protect clients’ wealth and income against unforeseen circumstances.
• Stay current on macroeconomic trends, regulatory changes, and new product offerings to provide cutting-edge advice.
• Clearly explain complex financial products, fees, risks, and contractual terms to clients in an easy-to-understand manner.

Sales & Business Development

• Meet or exceed individual sales targets for both investment assets under management (AUM) and insurance premiums.
• Collaborate with internal product specialists, portfolio managers, and legal/compliance teams to structure tailored solutions for complex client needs.
• Participate in marketing events, seminars, and roadshows to generate leads and enhance the firm's brand presence.

Compliance & Documentation

• Ensure all client onboarding, suitability assessments, and transactions strictly adhere to regulatory requirements (e.g., MAS, SEC, or local financial authority guidelines).
• Maintain accurate and thorough client records, including Know-Your-Client (KYC), risk profiling, and suitability reports.
• Complete all post-sale service requests accurately, including policy changes, fund switches, and withdrawal applications.