Finance Manager

Brief about the Profile

• Profile Name: Manager Finance
• Education: Chartered Accountant (CA) preferred / MBA (Finance) or CMA acceptable if backed by strong SaaS / enterprise finance experience.
• Required Experience: 5 to 6 years
• Number of position: 1
• Location: Western line- (Churchgate to Virar)
• Type: Full Time and Work from office

Role Overview

Credility is expanding rapidly across NBFCs, HFCs and MFIs with multiple enterprise deployments, complex multi-year contracts, and a growing ARR base. We are hiring a Manager Finance & Compliance to build and lead a structured, disciplined, and future-readyfinance function.

The candidate will be responsible for managing the accounts and finance team and ensuring financial hygiene, strong cost controls, compliance excellence, accurate revenue recognition, and timely reporting.

This role is critical as the company transitions from founder-driven processes to a scalable,

controlled, and team-led finance architecture.

Responsibility

A. Financial Planning, Budgeting & Cost Control

• Develop and manage annual budgets, quarterly forecasts, and cost plans across
• Product, Tech, Delivery, Support, and Sales. Track budget vs. actuals, investigate variances,

and recommend cost efficiencies.

• Implement cost-controls for cloud/AI infra, product development, hiring, SaaS tools,

and operational expenses.

B. Revenue Accounting & Contract Lifecycle Management

• Maintain accurate revenue recognition across:

• Implementation Fees

• Change Requests

• User License Revenue (ARR)

• Multi-year contracts with milestone billing

• Monitor billing schedules, renewal timelines, go-live completion, and license deployment

for each customer.

• Ensure hygiene in TCV, ARR, unbilled revenue, and deferred revenue tracking.

C. Billing, Collections & Working Capital Management

• Oversee end-to-end invoicing processes with strict hygiene and documentation.
• Work with internal teams to ensure timely collections and reduce outstanding receivables.
• Manage vendor payments, payout cycles, and cashflow adherence.
• Optimize working capital, including utilisation of OD facilities and treasury management.

D. MIS, Analytics & Cross-Functional Reporting

• Build and maintain a robust monthly MIS covering:

• Revenue by line of business

• Gross margins of different modules

• Operating expenses by department

• Cashflow position

• Key KPIs such as active licenses, renewals, delays, customer delivery status

• Provide accurate financial insights to Founders and Department Heads for better

operational decisions.

• AI tools knowledge to create dashboards for cost analysis, project profitability, people

productivity, and renewal health.

E. Business Partnership Across Teams

Work closely with Product, Tech, Sales, Delivery, and HR teams to:

• Plan hiring budgets
• Support pricing decisions
• Track project expenses

F. Legal, Contract Governance & Risk Management

• Ensure alignment between:

• Signed contracts

• Commercial proposals

• Billing schedules

• Revenue recognition policies

• Maintain a centralised contract repository with clear tracking of:

• Contract value (TCV/ARR)

• Renewal dates

• Pricing revisions

• Change requests

• Track and manage:

• Vendor agreements

• NDAs

• Partner/reseller arrangements

• Support audit readiness by ensuring contractual and legal documentation is complete,

consistent, and accessible.