Finance Manager

Role & responsibilities

• Manage the company's overall funding and working capital requirements.
• Handle and monitor bank loans, overdraft facilities, cash credit and other banking facilities.
• Manage a portfolio of approximately Rs 100-200 Crore comprising bank loans, overdrafts and related funds.
• Coordinate with banks and financial institutions for loan processing,renewals, limits, documentation and financial requirements.
• Monitor fund utilisation, cash flow and working capital on a need basis.
• Prepare and monitor cash flow projections and fund requirement plans.
• Ensure timely repayment of principal, interest and other financial obligations.
• Negotiate with banks and financial institutions regarding interest rates, credit limits and financing terms.
• Monitor the company's debt position, borrowing costs and financial exposure.
• Support management in financial planning, budgeting and strategic financial decisions.
• Ensure proper financial controls, documentation and compliance related to banking and finance activities.
• Coordinate with Accounts, Audit, Tax and other internal teams for finance-related matters.
• Prepare regular MIS and financial reports for Management review.

Preferred candidate profile

• MBA (Finance) or CA preferred.
• 3- 5 years of relevant experience in Finance or Banking Management.
• Candidates should have hands-on experience in bank loans, overdrafts, working capital and fund management.
• Experience of handling a Rs 100 - 200 Crore finance / fund portfolio will be preferred.
• Strong understanding of banking, working capital, debt management and cash flow.
• Good negotiation and relationship-management skills with banks and financial institutions.
• Strong analytical and financial decision-making abilities.
• Proficiency in MS Excel and financial reporting/MIS.