Finance Manager

About the role

Luminarix Sdn Bhd is a newly established Payment Service Provider (PSP) in Malaysia focused on delivering secure, efficient and scalable digital payment solutions. As part of our growth and operational setup, we are looking for a highly organized and detail-oriented bookkeeper to join our team. The bookkeeper will be responsible for maintaining accurate financial records, reconciling accounts, and preparing financial reports for our company.

Position Summary

We are looking for an experienced and hands-on Finance Manager to lead the accounting and finance function of Luminarix Sdn Bhd. The role is responsible for financial reporting, budgeting, cash-flow management, taxation, audit, internal controls and the financial oversight of reconciliation and settlement activities.

The Finance Manager will work closely with the Chief Financial Officer (CFO), senior management and cross-functional teams to ensure that financial information is accurate, reporting deadlines are met and appropriate controls are maintained as the business grows.

Key responsibilities:

Finance and Accounting

• Take ownership of the company's full-set accounts, including Accounts Payable, Accounts Receivable and General Ledger.
• Lead the monthly, quarterly and year-end closing process and ensure reporting deadlines are met.
• Review journals, accruals, prepayments, bank reconciliations and balance sheet schedules.
• Prepare and review monthly management accounts and provide clear explanations of significant variances.
• Ensure financial transactions are accurately recorded, properly authorised and supported by complete documentation.

Treasury Budgeting and Business Planning

• Manage daily cash positions, operational funding and short- to medium-term cash-flow forecasts.
• Monitor prefunding requirements, liquidity thresholds and foreign-currency exposures where applicable.
• Lead the annual budgeting and periodic forecasting processes with department heads and Management.
• Analyse actual results against budgets and forecasts and highlight material risks or opportunities.
• Provide financial analysis to support commercial decisions, new products and business initiatives.

Taxation Audit and Compliance

• Coordinate corporate income tax, statutory audit and other financial compliance requirements.
• Oversee applicable withholding tax, transfer pricing and statutory submissions.
• Liaise with auditors, tax agents, banks, the company secretary and other professional advisers.
• Ensure financial records and supporting documents are complete and readily available for audit or regulatory review.
• Support financial information and reconciliation requirements arising from the company's PSP operations.

Controls Systems and Team Leadership

• Develop and maintain Finance policies, SOPs, approval controls and month-end closing checklists.
• Identify control gaps and improve accounting, reconciliation and reporting processes.
• Support the implementation and optimisation of Xero and other Finance or operational systems.
• Manage, review and develop the Finance team, with clear allocation of responsibilities and deadlines.
• Partner with Operations, Compliance, Technology and other departments on matters with financial implications.

Requirements:

• Bachelor's Degree in Accounting, Finance or a related discipline. A professional accounting qualification is an advantage.
• Minimum 7 years of relevant accounting and finance experience, including supervisory or management responsibilities.
• Strong hands-on experience in full-set accounting, month-end closing, management reporting and balance sheet reconciliations.
• Experience in budgeting, forecasting, treasury, cash-flow management, taxation, statutory audit and financial controls.
• Experience in fintech, payment services, financial services, banking, e-commerce or another high-volume transaction environment is an advantage.
• Knowledge of merchant settlement, reconciliation, clearing accounts or prefunding is highly advantageous.
• Strong Microsoft Excel skills and experience with Xero or another ERP/accounting system.
• Good written and spoken English, strong analytical skills and the ability to manage competing priorities and strict deadlines.