Finance Operations Associate

About Atome Financial Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn’s 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities.

Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand). We have 3 key products:

• Atome BNPL: A leading buy now pay later brand in ASEAN and partners over thousands of online and offline brands
• Atome Card: A paylater anywhere card.
• Kredit Pintar: A leading Indonesia digital lending apps, regulated and supervised by Indonesia's Financial Services Authority (OJK).

Our culture is built on values that are core to who we are and what we stand for:

• We foster an INNOVATION mindset
• We achieve results with EFFICIENCY and excellence
• We take pride in the QUALITY of our work
• We uphold INTEGRITY in all we do
• We embrace COLLABORATION to work across business lines and borders

Job Description The Finance Operations Associate will support Malaysia finance operations and reconciliation activities, including but not limited to:

• Manage daily operational finance activities, including payment processing, manual refunds, cash flow planning, daily settlement and posting accounting entries.
• Manage month-end closing activities, including accounting entry posting on a strict deadline, payment gateway reconciliations, balance validation, and follow-up on outstanding reconciling items.
• Handle AR invoicing and AP payment processing related adjustments or tracker maintenance.
• Support e-invoicing and stamp duty submission processes and handling related administrative or operational issues.
• Perform reconciliation investigation and follow up for any unmatched found in bank and payment gateway, merchant settlement, product related billing with external party.
• Maintain and update relevant finance operational trackers and SOP accurately in accordance with internal controls and policies on a timely basis.
• Coordinate with internal stakeholders to resolve any finance operational issues.

Process Improvement & Automation

• Identify opportunities and design the automation workflow to improve existing finance operational and reconciliation processes to enhance efficiency and reduce manual effort.
• Work with relevant stakeholders to resolve issues, streamline manual processes, and improve operational workflows.
• Participate in system enhancement, automation and process transformation projects, including implementation and post-implementation monitoring.

Additional Responsibilities

• Have opportunities to explore and support additional finance operations task and ad hoc projects based on business requirements.
• Provide backup support and cross-functional coverage for other team members when required.

Job Requirement

• Diploma or Bachelor's Degree in Accounting, Finance, Business Administration, or a related field.
• Minimum 1 year of relevant working experience in finance operations, accounting, reconciliation, or accounts payable (AP), gained in a shared services/GBS environment, retail, or tech/e-commerce industry.
• Candidates from a retail or tech background are welcome to apply, provided they have hands-on exposure to finance operations or AP processes.
• Prior experience in accounts payable processing (invoice verification, payment runs, vendor reconciliation, or AP tracker maintenance) is required.
• Experience with payment gateway reconciliation, AR processing, or month-end closing activities is an added advantage.