Finance Operations Associate

About us

Headquartered in Singapore, Atome Financial is building a world-class tech enabled financial services platform that is the best companion of our customers lifetime. As a part of the Advance Intelligence Group, a Series D fintech unicorn and ranked Top 10 on LinkedIn's 2023 Top Singapore StartUps list with over 1,400+ staff worldwide, we are united by a shared vision and purpose: to Advance with Intelligence for a Better Life--for our customers, colleagues and communities. Atome Financial operates in 5 ASEAN markets (Singapore, Malaysia, Indonesia, Philippines, and Thailand).

About the role

Execute daily settlement and disbursement activities accurately and on time in the absence of the assigned team member responsible for settlements. Ensure timely and accurate generation of invoices. Assist in the monthly bank and payment gateway reconciliations, including identifying and resolving any discrepancies. Perform monthly reconciliation of Accounts Receivable (AR) and Accounts Payable (AP), investigate any discrepancies, and ensure timely resolution of identified variances.

Key responsibilities

• Execute daily settlement and disbursement activities accurately and on time
• Ensure timely and accurate generation of invoices
• Assist in monthly bank and payment gateway reconciliations, including identifying and resolving discrepancies
• Perform monthly reconciliation of Accounts Receivable (AR) and Accounts Payable (AP)
• Investigate discrepancies and ensure timely resolution of identified variances
• Provide timely support to relevant teams in addressing merchant and customer requirements
• Process daily repayment and refund operational support
• Provide support in investigation and operations tasks
• Step in for settlements when the primary owner is out

About you

• Bachelor's degree with 2–3 years relevant experience
• Experience handling high-volume transaction environments
• Background in payments: invoicing, dispute management, reconciliation
• Hands-on experience with payment gateways (Xendit, Dragonpay, or similar)
• Familiarity with Netsuite (or comparable accounting systems)
• Strong communication skills
• High attention to detail
• Able to work independently
• Lending experience is a strong plus; e-commerce background also acceptable