Finance Planning & Analyst – Groceries

About Us Baly is Iraq's leading super app, backed by Rocket Internet. We're transforming digital services across Iraq through ride-hailing, delivery, payments, and more. As we continue to grow, we're looking for a Finance Planning & Analyst – Groceries to support the financial planning, analysis, and performance management of our Grocery business.

Role Summary

The Finance Planning & Analyst – Groceries will act as a key finance partner to the Grocery team, supporting budgeting, forecasting, P&L analysis, financial modeling, and business performance reporting. The ideal candidate is analytical, commercially minded, and able to translate financial and operational data into clear insights that support business decisions.

Key Responsibilities

• Support the preparation and maintenance of the Grocery P&L, including revenue, gross margin, operating costs, and profitability.
• Support the annual budgeting and forecasting process for the Grocery business.
• Prepare regular actual vs. budget/forecast analysis and identify key variances and performance drivers.
• Build and maintain financial models for store expansion, business planning, and investment decisions.
• Analyze dark-store unit economics, including revenue per order, gross margin, labor cost, fulfillment cost, occupancy cost, and contribution margin.
• Support financial business cases for new dark stores, new cities, DC investments, and strategic initiatives.
• Work closely with the Director of Groceries and Finance team to provide financial insights for business decisions.
• Analyze category performance, pricing, promotions, supplier funding, and commercial initiatives.
• Evaluate the financial impact and ROI of promotions, discounts, marketing campaigns, and growth initiatives.
• Work with Supply Chain and Operations to analyze inventory, waste, shrinkage, fulfillment costs, and productivity.
• Support working-capital analysis, including inventory investment, supplier payment terms, and inventory days.
• Prepare regular financial and operational dashboards and management reports.
• Conduct scenario and sensitivity analysis to support business planning and decision-making.
• Identify opportunities for cost optimization and profitability improvement.
• Support month-end reporting and work with Accounting to ensure accurate Grocery revenue and cost reporting.
• Provide clear financial insights and recommendations to the Grocery and Finance leadership teams.
• Perform other finance and analytical duties assigned by the Finance Director.

Requirements

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.
• 3–5 years of experience in FP&A, Commercial Finance, Business Finance, Financial Analysis, or a similar role.
• Strong understanding of P&L, budgeting, forecasting, financial modeling, and management reporting.
• Strong analytical and problem-solving skills.
• Advanced Excel / Google Sheets skills.
• Experience with BI tools, ERP systems, and financial reporting systems is preferred.
• Good understanding of unit economics, gross margin, contribution margin, working capital, and ROI analysis.
• Strong communication and stakeholder-management skills.
• Commercial mindset with the ability to connect financial performance with business operations.
• High attention to detail and strong ownership.
• Comfortable working in a fast-paced, high-growth environment.

Preferred Qualifications

• Experience in Grocery, Retail, E-commerce, FMCG, Marketplace, or Quick Commerce.
• Experience supporting multi-site operations or store economics.
• Experience building financial models and business cases from scratch.
• Experience working closely with senior business stakeholders.
• Experience with BI and data visualization tools.

Success Metrics

• Budget & Forecast Accuracy
• P&L Reporting Accuracy
• Gross Margin
• Contribution Margin
• Unit Economics
• Cost per Order
• Working Capital & Inventory Efficiency
• Business Case Accuracy
• Financial Reporting Quality