Financial Analyst

MADFIN is a London-based fintech company with a mindful approach to financial services. Operating under an FCA-approved Electronic Money Institution (EMI) licence, we provide card acquiring solutions for fast-growing businesses. We are looking for a Financial Analyst to join our growing team. You will play a key role in daily transaction reconciliation and settlement operations, analysing financial and transactional data, investigating discrepancies, preparing reports and forecasts, and collaborating with internal teams and external partners to ensure accurate and efficient settlement processes.

Key Responsibilities:

• Oversee daily transaction reconciliation to ensure accuracy and consistency
• Prepare settlement statements, add corrections and adjustments in line with internal policies and industry standards
• Monitor discrepancies, investigate variances, and coordinate resolution with internal teams
• Prepare settlement, reconciliation, and financial reports for management and operational needs
• Collect, reconcile, and analyse financial and transactional data; maintain accurate documentation
• Generate and present account reconciliation reports and key financial insights
• Collaborate with payment processors, banks, and crypto exchanges to support smooth settlement operations
• Support financial forecasting and data analysis related to settlement activities
• Contribute to the development and improvement of internal procedures and controls

Requirements

• 2+ years of experience in settlement operations, reconciliation, finance operations, or a similar role within fintech, payments, banking, or crypto
• Strong understanding of transaction reconciliation, settlement flows, refunds, and adjustments
• Experience working with payment processors, banks, and/or crypto exchanges
• Solid analytical skills with the ability to identify discrepancies and investigate variances
• Strong SQL skills for querying, analysing, and reconciling transactional data
• Experience working with Power BI (or similar BI tools) to build reports and dashboards
• Hands-on experience with spreadsheets (Excel / Google Sheets) and financial data analysis
• Ability to work cross-functionally and communicate effectively with internal teams
• Good organisational and time-management skills in a fast-paced environment
• Proficiency in English (written and spoken)

Benefits

• Competitive salary based on your experience and contribution
• Excellent health insurance after successful completion of the probation period — including extensive medical coverage, mental health support, and dental care
• Additional paid Wellbeing Days — take time for your personal needs, health check-ups, or simply to recharge
• Hybrid work setup — flexible hours with a mix of in-office and remote work
• Friendly and collaborative team — we value transparency, initiative, and support each other
• Opportunity to grow together with the company and take on new responsibilities as we scale
• Startup environment where your voice matters and ideas turn into features fast
• Gifts from the company for work anniversaries and birthdays — because milestones matter, and we love celebrating them with you!