Financial Planner

Company Description Amber River HDA is an independent financial advisory firm with offices in Cheltenham, Hereford, Cirencester and Malvern, serving individuals, families, and businesses with comprehensive financial planning. Since its founding in 1986 as Hugh Davies Associates, the firm has grown into an established, trusted business built on ethics and long-term relationships, joining the Amber River Group in 2022 and rebranding in 2024. The team focuses on tailored, personal service across areas such as savings, investments, pensions, income tax, and inheritance tax. Colleagues share a values-driven culture and a passion for independent financial planning, with a clear purpose to enrich the lives of the people they work with. Through open conversations and knowledge sharing, Amber River HDA helps clients at every life stage plan for a life well-lived.

Role Description This is a full-time Financial Planner role. The Financial Planner will provide holistic financial planning and advice to a range of clients, including individuals, families, and business owners, aligned with the firm’s values and service standards. Day-to-day responsibilities include conducting client meetings, assessing financial goals, preparing and presenting tailored financial plans, and reviewing existing arrangements such as investments, pensions, and protection policies. The role involves researching products and solutions, ensuring recommendations are compliant with regulatory requirements, and maintaining accurate records and documentation. The Financial Planner will collaborate with colleagues to deliver a seamless client experience, support business development through referrals and networking, and contribute to the ongoing refinement of processes and client service.

Qualifications

• Strong core skills in Financial Planning and Finance, with the ability to develop comprehensive, goal-based plans.
• Experience in Personal Financial Planning, including cashflow planning, investment advice, and risk management for individual clients.
• Minimum Diploma level qualified (Chartered or working towards preferred)
• Expertise in Retirement Planning, including pensions, retirement income strategies, and long-term wealth preservation.
• Up-to-date knowledge of UK financial regulations and compliance standards, particularly FCA requirements.
• Excellent interpersonal, listening, and communication skills, with the ability to explain complex concepts clearly and build trusted relationships.
• Strong analytical, numerical, and problem-solving skills, with attention to detail and sound professional judgment.
• Comfort working with financial planning software, CRM systems, and standard office tools to manage client data and produce reports.
• Proactive, ethical, and client-centered mindset, aligned with a values-driven culture and long-term relationship building.