Financing Consultant (Richards Bay)

In support of the iMasFinance transformation strategy, preference is given to candidates from the designated groups, specifically targeting African Males, African Females, Coloured Males and candidates with disabilities.

Job Purpose:

To establish and maintain customer and business relationships, render banking-related support services in order to promote and sell unsecured loan products (personal loans) and Value Adding Products in Richards Bay and surrounding areas in the KZN Province.

Job Outputs:

• Sales of financing (loans), value-adding products and up-selling & cross selling other iMasFinance products
• Liaise with members/customers, employer groups, customers and dealerships
• Conduct customer affordability and repayment ability assessments
• Analyse customer financial position and recommend solutions
• Conclude sales deals, process & finalize loan applications
• Efficient and effective member/customer service delivery
• Retain and maintain relationships with existing members/customers and stakeholders
• Establish new member/customer and stakeholder relationships
• Identify possible risk and communicate to relevant parties

Qualifications & Experience:

• Matric with Mathematics and/or Accounting (Essential)
• Financial Services Conduct Authority (FSCA) Relevant Qualification (NQF5)(Essential)
• FAIS Fit & Proper Requirements
• Valid Driver's License Code 8 (Essential)
• Computer Literacy-MS Office (Essential)
• 2 years’ experience within a financial/banking industry

Knowledge and Skills:

• Communication, selling, negotiation, telephone and interpersonal skills
• Working knowledge of financing products
• Computer literacy (MS Office)