Fractional Compliance Lead

This is not a traditional five-day-a-week compliance management role. The business already has an internal Compliance Officer supporting day-to-day activity and is looking for a senior practitioner who can provide the experience, structure and oversight needed at leadership level - while coaching the existing resource and helping build a sustainable compliance function.

• Fractional / part-time consulting engagement
• Reporting to Founders / senior leadership

The remit is broad, with a strong focus on Australian consumer credit / ACL obligations and AML/CTF. The successful person will need to be comfortable moving between strategic advice, framework uplift and practical implementation.
  
What you'll be responsible for

• Act as the senior compliance adviser to founders and leadership, providing pragmatic and commercially grounded advice.
• Review and uplift the compliance framework across ACL and consumer lending obligations.
• Review AML/CTF arrangements, risk assessments, policies and controls and help ensure the business remains aligned with regulatory change.
• Develop and enhance policies, procedures, monitoring, governance and compliance risk assessments.
• Translate regulatory developments into clear actions and priorities for a growing lender.
• Coach, mentor and provide technical oversight to an existing Compliance Officer.
• Support regulatory and compliance queries arising from funders, financing partners and other stakeholders.
• Contribute to relevant compliance, credit risk and leadership discussions and provide clear reporting on key risks and actions.
• Identify where targeted specialist support is required and help scope or oversee those projects.

What we're looking for

• Strong compliance experience within consumer lending, non-bank lending, banking, fintech or a closely related credit environment.
• Demonstrated knowledge of Australian consumer credit legislation and ACL requirements.
• Working knowledge of AML/CTF frameworks and regulatory obligations; candidates combining strong credit compliance with practical AML exposure will be particularly relevant.
• Experience operating across a broad compliance remit rather than a highly siloed specialist role.
• A track record of building, uplifting or maturing frameworks in a growing, changing or relatively lean business.
• The ability to work independently and turn complex regulatory obligations into practical solutions.
• Strong stakeholder skills and the confidence to advise founders / executives while developing a more junior compliance resource.
• A practical, commercial mindset and comfort working in an entrepreneurial environment.

Why consider it?

• Senior-level influence without the commitment of a full-time role.
• Direct access to founders and key decision-makers.
• A genuine opportunity to shape the compliance environment rather than inherit a heavily established function.
• Flexible structure suitable for an experienced fractional consultant or senior practitioner building a portfolio career.
• Growing lending business where compliance is becoming increasingly important to its next stage of development.

Please do not hesitate to send your resume through for consideration by clicking the 'apply now' button below, and feel free to contact Andrew Douglas on [0447 989 352](tel:0447 989 352) or [email protected] with any questions.