Home Loan Auditor

We are seeking a detail-oriented and analytical Home Loan Auditor to join our team in Bangalore. The ideal candidate will be a proactive professional with a keen eye for compliance, data accuracy, and internal control procedures, especially within the home loan and lending space.

Key Responsibility Areas:

• • Audit home loan files, ensuring completeness of documentation for commercial equipment and retail loans.
  • Review key loan documentation including financial statements, credit verifications, CIBIL reports, sanction letters, KYC documents, and approvals.
  • Ensure compliance with company lending policies, customer checklists, and regulatory norms.
  • Assess loan files for terms and documentation related to home loans, mortgages, encumbrance certificates, disbursements, credit appraisals, Company Law, Partnership Acts, sanction letters, and loan agreements.
  • Utilize a risk-based audit approach and conduct operational and compliance audits.
  • Examine records, reports, and processes to ensure compliance with internal control procedures.
  • Verify assets and liabilities through supporting documentation.
  • Document audit tests and findings in detailed working papers.
  • Update audit programs and recommend improvements to internal control policies.
  • Prepare and present audit findings and reports to relevant stakeholders.
  • Travel to various business locations as needed for audit assignments.

Requirements:

• • Graduate in any discipline; 1–4 years of experience in home loan audits preferred.
  • Strong knowledge of KYC compliance and lending documentation.
  • Proficiency in MS Office tools (Excel, Word, PowerPoint).
  • Solid understanding of audit principles, internal controls, and risk management.
  • Strong analytical skills with the ability to interpret complex data and draw accurate conclusions.
  • Excellent documentation and reporting skills.
  • High level of integrity, confidentiality, and ethical standards.
  • Strong interpersonal and communication skills.
  • Willingness to travel domestically as required.
  • Possession of a two-wheeler for local commute is preferred.