Insurance Planner

An Insurance Planner (Financial Advisor) at AXA Philippines is a client-facing professional tasked with helping individuals, families, and business owners secure their financial future. AXA Philippines operates as a joint venture between the Paris-based AXA Group and Metrobank, offering life insurance, health coverage, investment solutions, and general insurance.

📋 Role Overview

AttributeDetailPosition TypeFull-time or Part-timeWork ArrangementHybrid (Branch / In-person client meetings + Remote work)CompensationCommission-based with performance bonuses, allowance structures, and trip incentivesCore FunctionFinancial Needs Analysis (FNA), risk management, portfolio advisory, and client relationship building

🎯 Key Responsibilities

1. Client Engagement & Advisory

• Conduct Financial Needs Analyses (FNA) to assess a client's current financial situation, risk profile, and future targets.

• Develop customized financial roadmaps for:

  • Health & Critical Illness Protection (e.g., Health Care Access, Health Start)
  • Life & Income Protection (e.g., AllShield)
  • Savings & Wealth Accumulation / Investment-Linked Plans (VULs) (e.g., Vision Achiever)
  • Education & Retirement Planning
  • Estate & Inheritance Planning (e.g., Legacy Steward)

2. Business Development & Prospecting

• Generate potential client leads through networking, referrals, social media/digital marketing, and community outreach.
• Schedule and conduct face-to-face or virtual consultations.
• Achieve individual monthly and quarterly sales targets set by the agency branch.

3. After-Sales & Ongoing Relationship Management

• Provide continuous portfolio reviews as clients' life goals, incomes, or family needs evolve.
• Assist clients with policy servicing, premium payments, policy renewals, and claims processing.

4. Regulatory Compliance & Continuous Learning

• Complete mandatory training modules from the AXA Academy.
• Obtain required licenses from the Insurance Commission (IC) for Traditional Life and Investment-Linked (Variable) products.
• Maintain strict adherence to insurance compliance, data privacy, and ethical standards.

Requirements & Preferred Qualifications

• Education: Bachelor’s degree in any field (Business, Marketing, Finance, or related degrees preferred, but open to all disciplines).

• Experience: Sales, customer service, banking, or corporate experience is an advantage, but fresh graduates and career shifters are widely accepted.

• Core Skills:

  • Strong interpersonal, presentation, and active-listening skills.
  • Goal-oriented and self-motivated with an entrepreneurial mindset.
  • Basic proficiency with digital tools and video conferencing platforms.

Compensation & Perks

• Performance-Based Income: Tiered commission structure plus quarterly and annual cash bonuses.
• Group Benefits: Group life insurance and HMO coverage upon hitting specific production tiers.
• Incentives: Local and international travel incentives (MDRT / Million Dollar Round Table qualification tracks).
• Career Growth: Fast-track pathways into Unit Manager (UM) and Agency Development Manager (ADM) leadership roles.