Junior Software Engineer

About the role

First Circle is an SME-focused, credit-centric, and multi-product NeoBank in SE Asia. Engineers are given personal responsibility to solve real problems in the business from the day they join, starting small and quickly growing into leading hugely exciting projects. You will receive regular mentorship from senior engineers with tremendous track records building software around the world. Building in emerging markets like the Philippines presents unique challenges given the state of digital infrastructure. The company is building virtually everything in-house, which presents the opportunity to do zero-to-one building in a company that has already got a track record of delivering great things.

About you

• Natural creators and problem solvers who love critical thinking. You will not be expected to get it right every time, but you will always be asked to justify your thinking.

• Experience: ideally a degree or bootcamp related to engineering, computer science, etc.

• Professional experience is welcome but not essential.

• Ability to pass the FC engineering code test

Benefits

• Flexibility around working hours and location
• Macbooks, private health insurance, training budgets
• Opportunity to travel

About us

First Circle is an SME-focused, credit-centric, and multi-product NeoBank in SE Asia which is fast-growing (>100%), profitable, and internationalising soon. We started life as an SME lender in the Philippines in 2016 to solve the SME credit gap by using technology to systemise underwriting, deliver exceptional UX, and automate away delivery costs. We’ve delivered our clients the fastest, cheapest, most flexible credit line available to businesses anywhere in Southeast Asia. We’ve been rewarded with both fast growth and exceptional unit economics, a rare combination in our space.

Over the past two years we’ve expanded our product range to include business bank accounts & payments, e-Invoices, corporate credit cards, rooftop solar, and most recently deposits catalysed by securing a full bank charter in the Philippines. In 2027, we’ll expand our geographical coverage to include at least two new markets in APAC.

Our track record and our future both result from our people & culture. We combine high standards & intensity with a collegiate environment. Our barometers of success are the rate of personal growth of our people, how long high performers choose to stay, and ensuring we we raise the bar with every hire.

We are looking for the best young engineers in the country to join our team to ride the fintech wave with a company that has been changing the game for 8 years and counting.