KYC/ KYB Analyst

• Job Description

• This role supports a global ecommerce and social commerce financial crime program covering KYC/KYB, sanctions screening, transaction monitoring, enhanced due diligence (EDD), and regulatory reporting across a three-tier alert lifecycle (L1–L2–L3).

• The operating model is transitioning to an AI-augmented workflow, where low-risk reviews are automated and analysts focus on validating AI outputs and handling higher-complexity cases.

• Core Responsibilities:

• Review and process KYC/KYB alerts across:

• L1: Data confirming, screening, document checks, initial risk categorization, false-positive clearance

• L2: Deep-dive investigation of complex cases (high-risk indicators, adverse media, PEP exposure, sanctions concerns, unusual activity, ownership opacity)

• L3: Support EDD and sanctions adjudication with detailed investigation reports and evidence packs

• Verify customer/business information including legal entity details, ownership structure (UBO), directors, controllers, and related parties

• Conduct risk assessments based on:

• Sanctions exposure, PEP status, adverse media

• Source of funds/wealth, business activity, geography/product risk

• Expected vs. actual transaction/activity behavior

• Perform screening for customers and related parties against sanctions, fraud, and AML risk indicators; escalate unresolved risks or close matches

• Validate AI-generated outputs (KYC summaries, document extraction, risk indicators, recommendations) against source data

• Identify gaps, inconsistencies, unsupported conclusions, or false negatives

• Produce clear, audit-ready case documentation with structured narratives, evidence, and risk rationale

• Ensure adherence to SLA timelines and quality standards, including:

• KYC/KYB review: 2 business days

• Sanctions review: 1 business day

• EDD investigations: 14 business days

• Transaction Monitoring review: up to 25 calendar days

• Minimum quality threshold: ≥95% accuracy and completeness

• Collaborate with investigation teams, compliance stakeholders, and cross-functional units to resolve complex cases

• Operate within a controlled environment (ODC/clean room), supporting a 24/7 rotational shift model, including night shifts and weekend coverage

• Requirements

• Experience: 1–3 years in KYC, KYB, CDD, EDD, transaction monitoring, fraud risk, or sanctions screening

• Knowledge & Skills:

• Strong understanding of financial crime concepts: CIP, CDD/EDD, UBO, PEP, sanctions, adverse media

• Ability to review documents, validate data, and identify inconsistencies or risk indicators

• Strong analytical thinking and risk-based decision-making capability

• High attention to detail with ability to manage high-volume cases under strict SLA

• Communication:

• Strong English reading comprehension and professional writing skills

• Ability to produce clear, structured, audit-ready case narratives

• Tools & Domain Exposure:

• Experience with KYC/screening tools, case management systems, or document verification tools

• Exposure to ecommerce, fintech, payments, or digital platforms is preferred

• CAMS or equivalent certification is an advantage

• Working Model:

• Full on-site role (no remote/hybrid)

• Willing to work rotational shifts (including nights and weekends)

• Comfortable working in a restricted-access operational environment (no personal devices allowed)

Liên hệ (Contact): [email protected]/ 0866375188 (Mai Anh) Ghi chú (Note): *Chúng tôi đánh giá cao tất cả các hồ sơ ứng tuyển; tuy nhiên, chúng tôi chỉ liên hệ với những ứng viên phù hợp

(We appreciate all applications; however, only shortlisted candidates will be contacted.)* Required Skills Reports Writing Skills FinTech Analysts Case Management Data Support Analytical Thinking AI Due Diligence Checks Investigation Ownership Geography Directors Compliance Screening Timelines Reviews Decision-Making Attention To Detail Writing Payments Documentation Business English Communication Management

Salary Package $ 600.00 - 800.00 (US Dollar)