Lead Credit Analyst

Job Information

Company

Yubi Markets

Date Opened

11/03/2025

Job Type

Full time

Work Experience

6-10 years

Industry

Financial Services

City

Chennai

State/Province

Tamil Nadu

Country

India

Zip/Postal Code

600001

About Us

Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.

From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products

Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.

Job Description

About Yubi

Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. In March 2022, we became India’s fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.

Yubi Markets is a one stop platform for all wealth products & partners, Yubi Markets, an organization dedicated to the cause of wealth managers & financial advisors in India.At Yubi Markets, we understand that clients expect a one-stop shop experience when it comes to financial products (NCDs, FDs, PMS, Mutual funds etc). We have therefore designed our platform likewise enabling partners and investors to manage needs from a single place. Yubi Group through its subsidiary Aspero specializes in high-rated, short-term non-convertible debentures (NCDs) across the credit rating scale. Aspero offerings yield between 8% to 15%, providing returns that outpace traditional investments like fixed deposits and mutual funds.In the last 4 years of our existence, we have earned the trust & support of the wealth ecosystem. Our goal is to democratize access to high quality financial products to consumers in India through technology & enabling access to investors across categories.

Role Responsibilities - Comprehensive credit risk assessment of Yubi’s clients continuously through desk review and on-field monitoring. - Keep a close watch on allocated portfolio clients and identify early warning signs of credit deterioration. - Able to hold conversations and engage with client’s senior management and present the client’s credit profile to internal and external stakeholders to support their decision making. - Sector research to understand the operating environment of clients and present the research report to various stakeholders

Requirements

Requirements:

• Possess 5+ years of credit assessment experience in Structured credit, lending, or credit monitoring teams of Banks /NBFCs / Fintechs / Debt funds / Credit rating agencies (or)Due diligence or transaction advisory teams of Big 4
• Be brilliant with numbers, analyzing financial statements, managing, and interpreting data and solving problems - to aid in credit underwriting.
• Have excellent report writing and communication skills.
• Possess a good eye for detail and have demonstrated the ability to work under tight timelines.
• Be willing to travel pan-India for on-field monitoring of clients.
• Preferred Qualification:Chartered Accountant