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Lead Engineer (Payments Platform)

Exclusive opportunity

Hybrid

Lead Engineer (Payments Platform)

Xero

Lead Engineer (Payments Platform)

Skills

SQL QueriesGolangJavaC#AIAWS

7 days ago

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Important information


Contract type:

Permanent

Location:

Canada

Work mode:

Hybrid

Published on:

15 October 2026

What they need


  • In this role, you will help shape the technical foundation for money movement capabilities while unlocking new product lines globally
  • You will guide the design and development of reliable, scalable, performant, and secure services for the platform, ensuring operational excellence and direct business outcomes
  • This is a rare chance to join an early-stage initiative, make foundational architectural decisions, and have a visible impact on the future of small businesses. By contributing directly to production code and proof-of-concepts, you will solve complex financial technology challenges at a massive scale
  • The Payments Platform team is the engine powering money movement across the entire ecosystem, collaborating closely with product, security, risk, and operations
  • We are a highly collaborative collective that values technical excellence, inclusion, and continuous innovation
  • Together, we work cross-functionally to translate complex business needs into resilient engineering solutions that support millions of subscribers
  • The team is currently working on / Initially, you will focus on
  • Designing and building out payment platform capabilities, such as orchestration, risks & fraud, multi-providers, to accelerate various payment products development and improve operational posture
  • Building out a global bill payment product to streamline how small businesses manage their cash flow
  • Developing core high-throughput platform services
  • Integrating and championing artificial intelligence capabilities to accelerate engineering productivity and enhance developer workflows- Your background includes proficiency in modern backend stacks such as C#, Java, Golang, or C++, alongside cloud-native platforms like AWS
  • You bring a proven track record of delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints
  • You possess strong leadership capabilities, with a passion for setting technical direction, mentoring engineers, and fostering an inclusive culture
  • You are passionate about staying hands-on contributing directly to production code, proof-of-concepts, and technical deep dives
  • A deep understanding of system architecture, API design, and both SQL and NoSQL databases is essential
  • You demonstrate strong ability in breaking down complex problems into clear, actionable solutions while driving agile execution to deliver results
  • You are a strong partner to Product, Design, and other cross-functional teams to translate complex business needs into resilient engineering solutions
  • You are a champion of advanced usage in AI tools and practices across the team to accelerate development workflows
  • Apply even if your experience isn’t a perfect match! At Xero, we hire based on your skills, passion, and the unique perspective you can bring to enhance our culture and team. We are also tech stack agnostic, so please apply if you’ve worked with adjacent technologies

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