Lead Software Architect

Job Purpose
BFL is building a POS acquiring for Merchants. The Objective of the individual/team is to deliver a cutting-edge experience in offline acquiring business. The team would closely coordinate and work with multiple project stake holders- Banks, Business COEs, Service, Operations and Finance functions.

Duties and Responsibilities
Responsibilities

• Switch expert and good experience working in BFSI industry
• Add, modify and configure devices on the switch. Knowledge of switch operations, monitoring procedures to apply strong control and eliminate errors.
• Good knowledge about administration of monitoring system on the switch, generating different requirements, files and reports from the switch.
• Experience in both issuing and acquiring process. Excellent understanding of Debit cards, prepaid cards, credit cards and payment technologies.
• Knowledge of POS switching, ISO 8583 messaging standard, EMV issuing and acquiring standard. Experience on VISA/Mastercard simulators.
• Security monitoring which also includes pushing of OS patches, switch patches and terminal related support.
• Work closely with infrastructure teams on stability improvement programs and general improvements to the environments.
• Manage and co-ordinate recurring issues and ensure long term resolution
• Participate in requirement and solution review process
• Complete understanding of Offline transaction flow and the entities involved in a transaction.
• Taking end to end ownership of partner onboarding, merchant tie-ups.
• Providing technical and functional expertise for integration and communication of POS terminals with Banks, interchanges and switches.
• Various methodologies for Fraud detection and fraud prevention strategies.
• Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns.
• API integration and testing on POS terminal.
• Identify and work with third party resources as necessary to support client integration needs.
• Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies.
• Review the technical solution, experience design and make sure the integration follows all the necessary guidelines.
• To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants
• Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization
• Hands on with technical tasks and project leading activities
• Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc.
• Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants
• Complete understanding of APIs including new product features and onboarding process
• Maintain communication with merchants and keep track of each step of the integration process|
• Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns.
• API integration and testing on POS terminal.
• Identify and work with third party resources as necessary to support client integration needs.
• Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies.
• Review the technical solution, experience design and make sure the integration follows all the necessary guidelines.
• To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants
• Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization
• Hands on with technical tasks and project leading activities
• Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc.
• Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants
• Complete understanding of APIs including new product features and onboarding process
• Maintain communication with merchants and keep track of each step of the integration process
• Work closely with product team at BFL to make sure merchants have the best integration experience
• Technical skillsets should include: Good experience of working in JAVA
• Good understanding of REST APIs and the web in general.
• Strong knowledge of data structures, algorithms, enterprise systems, asynchronous architectures, and object-oriented programming
• Demonstrated experience with best SDLC practices: coding standards, reviews, code management, build processes, and testing
• Ability to diagnose and identify issues with APIs, Code, Services, and Network
  connectivity.
• Excellent communication skills along with strong presentation and data analytics skills.

Required Qualifications and Experience

• Bachelor of Technology/Master in Computer Applications

• Overall 6-8 years experience in Offline Merchant Acquiring Business and switching technologies.

• Experience in Integration of POS machines, troubleshooting

• Technology orientation and attitude to challenge status-quo.

• High degree of passion and self-belief.

• Collaborative work style to engage with peers & colleagues in other functions across the company.

• Exceptionally high motivational levels and a self-starter.

• Experience in cyber security threats and vulnerability fixes are huge plus

• Should possess the below skill sets:

  -Stakeholder Management
  -Excellent Communication & Interpersonal Skills
  -Analytical & Problem Solving skills
  8+ years