Lead Solution Architect Lending & Digital Banking Transformation

Key Responsibilities

Enterprise Architecture & Solution Design

• Define and govern end-to-end application and integration architecture for lending and digital banking platforms.
• Develop target-state architecture for modernization initiatives involving LOS, LMS, CBS, DMS, Middleware, Customer Onboarding Platforms, CRM, and Enterprise Services.
• Own application architecture across lending, onboarding, servicing, collections, and customer lifecycle platforms.
• Prepare solution blueprints, architecture diagrams, technical specifications, sequence flows, deployment architecture, and integration designs.
• Evaluate technology options and recommend architecture patterns aligned with enterprise standards and long-term business objectives.
• Establish eusable architecture frameworks, design standards, and implementation guidelines.

Lending Domain Transformation

• Drive architecture design for Retail Lending, MSME Lending, Microfinance, JLG, Individual Lending, Business Loans, Housing Loans, and other lending products.
• Define target operating architecture for customer onboarding, underwriting, credit decisioning, sanction, documentation, disbursement, servicing, and collections.
• Lead legacy modernization and migration initiatives from monolithic applications to API-driven, service-oriented architectures.
• Define interoperability strategy between LOS, LMS, CRM, DMS, Collections, Analytics, Reporting, and Enterprise Data Platforms.
• Support digital lending initiatives aligned with customer experience, straight-through processing (STP), and operational efficiency objectives.