Lending Analyst

Lending Analyst - Development & Restructuring

Join a growing and highly regarded property finance business that specialises in funding commercial real estate and development projects across Australia. This is an opportunity to work within a high-performing Development & Restructuring team, supporting the management of a diverse portfolio of property development and complex lending transactions while gaining exposure to credit risk, restructuring, portfolio management and special situations lending.

The Opportunity:

Reporting to a Senior Portfolio Manager, you will play a key role in monitoring and managing development and restructuring loan facilities, ensuring projects remain financially viable, risks are proactively managed and borrowers meet their ongoing obligations.

Key responsibilities include:

• Reviewing borrower drawdown requests and assessing project viability.
• Monitoring loan covenants, facility obligations and emerging credit risks.
• Preparing financial analysis, cash flow modelling, repayment forecasting and portfolio reporting.
• Supporting loan variations, restructuring proposals and waiver requests.
• Conducting Expected Credit Loss (ECL) assessments and risk reporting.
• Liaising with borrowers, legal advisers and other stakeholders to obtain project and financial information.
• Maintaining loan documentation and ensuring compliance with governance and regulatory requirements.
• Assisting with portfolio management, restructuring and enforcement activities as required.

About You:

You may be currently working in banking, credit, restructuring, insolvency, transaction services, audit or a Big 4 environment and are looking to further develop your career in property finance and portfolio management.

You will bring:

• 1+ years experience as an analyst in a property/finance related role
• Strong analytical and financial modelling capability.
• Experience assessing financial performance, credit risk and cash flows.
• Excellent written and verbal communication skills.
• High attention to detail and strong organisational skills.
• A commercial mindset with the ability to identify risks and opportunities.
• An understanding of lending, restructuring, insolvency or credit environments.

Why Apply?

• Exposure to complex property development and restructuring transactions.
• Work alongside experienced lending and restructuring professionals.
• Broad stakeholder engagement across borrowers, advisers and industry specialists.
• Strong learning and career development opportunities.
• Collaborative and high-performing team environment.

If you're looking for a role that combines credit analysis, portfolio management and property finance within a growing and dynamic business, we'd love to hear from you.

Please apply to the link below of contact [email protected] for a confidential chat.

We are committed to providing a supportive culture and positively contributing towards creating diverse and inclusive workplaces for our candidates & clients. We invite candidates of all ages, genders, sexual orientation, cultural backgrounds, people with disability, neurodiverse individuals, and Indigenous Australians to apply.