Lending and Credit Solutions

Job Title : Lending and Credit SolutionsExperience : 1 to 5 YearsLocation : Mumbai (Powai)Roles & Responsibilities

• Analyse client portfolios and identify lending opportunities for High Net Worth (HNW) and Ultra-High Net Worth (UHNW) clients.
• Build lending pipelines and promote financing solutions to Relationship Managers (RMs).
• Structure and execute financing transactions in coordination with global LCS teams across Singapore and Hong Kong.
• Prepare client term sheets, credit memos, and financial analysis for internal approvals.
• Coordinate with internal control functions and legal teams for credit approvals and loan documentation.
• Conduct lending-related training to improve product awareness and loan penetration.
• Support process enhancements, productivity improvements, and lending sales management initiatives.

Requisites

• Graduate/Postgraduate degree in Finance, Banking, Economics, or a related field.
• Understanding of lending, credit analysis, and financing products.
• Knowledge of financial statement analysis, credit risk assessment, and client portfolio analysis.
• Ability to prepare credit memos, term sheets, and financial reports.
• Strong analytical, numerical, and problem-solving skills.
• Excellent communication and stakeholder management skills.
• Ability to collaborate with Relationship Managers, global teams, and internal control functions.
• Knowledge of HNW/UHNW client financing, wealth management, and loan documentation is preferred.