Life Underwriter

About the role

Life insurance underwriter role at a growing insurtech startup. You will work in a collaborative environment where your opinion matters, evaluating risks and making underwriting decisions based on medical history, physical condition, occupational hazard, and financial background.

Key responsibilities

• Understand underwriting policies, guidelines, practices and procedures
• Determine whether to accept, modify, or decline a risk through evaluation of an individual's medical history or physical condition, occupational hazard, and financial background
• Communicate effectively both written and verbally to explain underwriting decisions
• Influence and champion changes to improve processes while maintaining mortality expectations
• Work efficiently to gather information necessary for decision making
• Independently work assigned requests with minimal direction

About you

• 3-5 years of experience in medical Life/Health Underwriting
• Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial)
• Ability to think critically and problem solve independently
• Positive, inclusive, agile, and collaborative mindset
• Strong verbal and written communication skills
• Term and permanent life insurance underwriting experience
• In process or completed industry designations, i.e. LOMA, ALMI, FMLI, ALU, FALU
• Comfortable with ambiguity
• Preferably with BPO experience.