Loan Associate - Benguet Branch

DUTIES AND RESPONSIBILITIES:

· Informs the client regarding loan charges such as monthly amortization, deductions, penalties, net proceeds and documentation requirements prior to release of loan.

· Ensures that borrower/co-borrower/co-maker complies with the required documents prior to release of loan proceed.

· Checks the completeness, validity and authenticity of all documents submitted by the borrower/co-borrower/co-maker.

· Facilitates signing of legal documents to borrowers/co-borrowers/co-makers such as Promissory Note (PN), Disclosure Statement (DS), Chattel Mortgage (CHM), Dacion En Pago, Voluntary Surrender (for collateral), and Deed of Assignment as applicable.

· Prepares the Post-Dated Checks (PDCs) and provides a printed copy of PDC list to Treasury Assistant.

· Prepares and submits the following reports to the Immediate Superior on a daily and monthly basis:

• Accounts Released - Treasury Head

• For Mortgage Collateral Accounts Released - Documentation Assistant

· Facilitates releasing of loan proceeds to borrowers after completing the required documentation and cancellation of loan checks that are not claimed by borrowers.

· Encodes all information of the loan borrower in the database system (master file).

· Prepares check requests for rebates, refunds, agent’s commission, net proceeds, cash cards and opening of checking account

· Consolidates and ensures proper filing of all loan documents.

· Performs other work-related functions that may be assigned from time to time.

JOB SPECIFICATIONS:

· Graduate of any four-year business-related course

· With at least six (6) months work related experience in loan processing

· Has strong customer service skill and good communication skill that enable him to handle different types of clients

· Personable

· Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data

· With high sense of responsibility, accountability and integrity.

· Computer literate

Job Type: Full-time

Benefits:

• Company events
• Health insurance
• Paid training

Work Location: In person