Loan Documentation Specialist

At U.S. Bancorp India, we're on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Job Description:

• The Collateral Processing Specialist is responsible for supporting the lifecycle of collateral management for commercial loan portfolios.
• This includes the receipt, review, perfection, maintenance, and release of collateral documentation to ensure the bank's secured position is protected.
• The role performs lien filings, collateral record validation, and release processing while ensuring compliance with internal policies, regulatory requirements, and audit standards.
• The specialist partners closely with other Lending Operations teams, internal business lines, and third-party vendors to ensure timely and accurate collateral processing and issue resolution.
• The ideal candidate will possess strong attention to detail, analytical skills, and the ability to manage multiple priorities in a fast-paced, risk-focused environment.

Role Responsibilities:

• Review and validate collateral documentation for accuracy and completeness
• Perform lien filings, continuations, and related activities to ensure collateral perfection
• Maintain and update collateral records within internal systems
• Process collateral releases, including verifying approvals and preparing required documentation
• Research and resolve collateral discrepancies using internal systems and public records
• Identify and address documentation exceptions, escalating risk issues as needed
• Partner with internal teams and external parties to support processing and issue resolution
• Monitor collateral status and support ongoing maintenance activities, including lien tracking
• Ensure compliance with regulatory, policy, and audit requirements
• Contribute to process improvements to enhance consistency, efficiency, and risk mitigation

Competencies:

• Attention to Detail
• Maintains high quality to prevent downstream servicing or audit issues.
• Time Management & Timeliness
• Meets daily processing deadlines while balancing accuracy.
• Consistently follows established procedures and controls.
• Accountability & Ownership
• Takes responsibility for assigned work and escalates issues appropriately.
• Analytical Review
• Identifies errors, trends, and missing data.

Skills:

• Microsoft Office suite and computer navigation proficiency
• Effective verbal and written communication skills
• Document review and validation

Preferred Skills/Experience:

• Well-developed analytical skills
• Basic understanding of the associated operations, products/services, systems, and risks/controls applicable to assigned area
• Basic understanding of applicable laws, regulations, and financial services.

Years of Exp - 2-3 yrs of relevant work experience.Shift timing - 9 am - 6 pm IST

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants -https://careers.usbank.com/global/en/disability-accommodations-for-applicants.

Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.