Loan Processing Executive

Job Title: Senior Loan Processor & Underwriting Executive

Company: Shri Shanidev Enterprise

Role Overview

Responsible for end-to-end loan application processing, credit appraisal, financial analysis, and lead conversion across retail and commercial loan products (Home Loans, LAP, Working Capital, CC, Used Car Loans).

Key Responsibilities

• End-to-End File Management: Manage loan lifecycles from lead conversion and application drafting to file login, bank/NBFC query resolution, final sanction, and disbursement.
• Financial Analysis & Underwriting: Scrutinize CIBIL reports, ITRs, P&L statements, Balance Sheets, Bank Statements, and GST returns to evaluate borrower eligibility and identify discrepancies.
• CMA & Proposal Structuring: Prepare Credit Monitoring Arrangement (CMA) data, cash flow projections, and credit appraisal proposals for bank submissions.
• Stakeholder Coordination: Liaise with clients, underwriters, banks, and tax authorities; draft official profiles and correspondence; and maintain CRM updates.

Key Requirements & Qualifications

• Experience: 25+ years in loan sales, loan processing, CMA data preparation, and credit underwriting.
• Technical Skills: Expert in analyzing financial/tax documents (CIBIL, GST, TDS) and proficient in MS Office (Excel, Word, PowerPoint) and CRM software.
• Core Competencies: Strong financial literacy, credit risk assessment, bank processing workflow knowledge, and professional written/verbal communication.