Loan Processor / Treasury Assistant

DUTIES AND RESPONSIBILITIES:

Loan Processor

• Informs the client regarding loan charges such as monthly amortization, deductions, penalties, net proceeds and documentation requirements prior to release of loan.
• Ensures that borrowers/co-borrowers/co-makers complied with the required documents prior to release of loan proceed.
• Checks the completeness, validity and authenticity of all documents submitted by the borrower/co-borrower/co-maker.
• Facilitates signing of legal documents to borrowers/co-borrowers/co-makers such as Promissory Note (PN), Disclosure Statement (DS), Chattel Mortgage (CHM), Dacion En Pago, Voluntary Surrender (for collateral), and Deed of Assignment as applicable.
• Assists borrowers in the opening of Current Account.
• Conducts bank checking/verification for checks issued by borrower as needed.
• Prepares the Post Dated Checks (PDCs) and printed copy of PDC list.
• Transmits all Post Dated Checks (PDC) and collateral documents to Treasury Assistant (Head Office) within the prescribed time.
• Prepares and submits the following reports to the Immediate Superior on a daily and monthly basis:
• Accounts Released
• Collateral Accounts Released
• Daily Collection Remittance Report (DCRR)
• Daily Branch Report
• Facilitates releasing of loan proceeds to borrowers after completing the required documentations and cancellation of loan checks that are not claimed by borrowers.
• Coordinates with Loan Confirmation Unit regarding request for issuance of cash card.
• Consolidates and ensures proper filing of all loan documents.

Treasury Assistant

• Receives direct deposits and payment from borrower.
• Ensures safe keeping of all collateral documents such as Official Receipt / Certificate of Registration (OR/CR).
• Facilitates releasing of agent's commissions and check refund to respective borrowers.
• Handles the Petty Cash Fund and its replenishment and ensures safekeeping of the cash box.
• Performs other work-related functions that may be assigned from time to time.

JOB SPECIFICATIONS (QUALIFICATIONS):

• Graduate of any four-year business-related course
• With at least six (6) months work related experience in loan processing or office administration
• Has strong customer service skills and good communication skills that enable him to handle different types of clients
• Has excellent attention to details as the job requires thorough checking and review of information and accuracy of data
• With high sense of responsibility, accountability and integrity
• Computer-literate

Pay: Php11,000.00 - Php14,000.00 per month

Benefits:

• Additional leave
• Company events
• Opportunities for promotion
• Paid training
• Promotion to permanent employee

Work Location: In person