LOANS RECEIVABLE OFFICER/PORTFOLIO ANALYST

Loan-Related

· Should build his/her own loans receivable report and reconcile it with the loans receivable report from IT (from email which is automatically send on a monthly basis, and in Power Bi report), and reconciliation reports from the payment officer. This includes the report for force closed/written off accounts (whether manually force closed or set by IT team in the BPM) using excel tools.

· Accounts and checks loan issuances, repayments, account based on the reports from payment & collection channels and loan management system, and reconciliation reports of the payment officer.

· Checks and monitors refund payable to clients

· Checks and monitors write off/force closed accounts of clients

· Collaborate with ITs and other departments for any movements related to clients’ loans receivable accounts in BPM (loan issuances, repayments, force closed, write off, promotions, new loan products)

· Collaborate with accounting for month-end reports (reconciliation of loans receivable balances per FS and IT report). Ensures that the account balances are reconciled for FS reporting.

· Prepares aging of receivables report and monitors the accounts that are past due.

· Handles provision and write off of bad debts based on aging of receivables report and set policies for write off (based also on the loan portfolio performance from collection team)

· Facilitates the following: repayments for receipts; compliance of receipts in accordance to BIR regulations

Assistance in preparation of financial reports

· Prepares necessary additional schedules and reports as requested by the finance hierarchy with utmost accuracy and adherence to set timelines.

Others

· Takes on other duties and responsibilities that may be assigned from time to time and in the absence of payment and accounting officers.