Manager - Co Lending

About Fibe (formerly Early Salary):

Fibe is one of Indias leading consumer lending apps focused on young, aspirational, and tech-savvy Indian consumers. It is building a financial ecosystem that enables the mid-income group and the underserved

segments to fulfil their financial aspirations. Fibe offers a range of financial products, including cash loans, longterm personal loans, and Impact loans for sectors like Healthcare, Education, Green Finance, Loan Against Mutual Funds, making affordability more accessible.

Fibe has grown multifold over the years and emerged as a market leader in providing financial assistance to young middle-income and underserved groups in India. Due to its scalable business model, Fibe has recently been upgraded to A- by CARE Ratings and has access to debt lines from leading banks, NBFCs and wholesale debt markets. It has been certified with ISO/IEC 27001 for its Information Security Management System (ISMS). Fibe has disbursed more than 7 million+ loans worth Rs. 26,000 Cr+ since inception through its lending partners.

• Winner of BW Festival of Fintech Lending Platform of the Year (Gold) and Fintech Brand of the Year (Silver)
• ET Healthcare Awards 2024 - Excellence in Affordable Healthcare Financing
• Entrepreneur 2024 Founder of The Year & Best Innovation in Financial Services
• Winner of G20 Digital Innovation Alliance Best Startup in Fintech
• Great Place to Work Certified

Job Title: Manager:

Experience: 4-6 years

Job Location: Pune

Core Responsibilities:

• Manage overall portfolio of co-lending and Interact with NBFC partners/ co- lenders to manage the relationship across all processes.
• The position of Co lending Operations for managing Partners and handling the day-to-day BAU activities of Digital Operations.
• Reconcile Payment transactions with NBFC partners and work towards gap analysis, exception monitoring.
• Review, troubleshoot and resolve process issues to ensure compliance with processes.
• Help onboard new NBFC partners and services vendors.
• Managing Reconciliation.
• Managing Stakeholder and co-ordinate between various departments
• Collections management Payment channel Recon, Repayment management- UPI, NACH, Repayment audit,etc.
• Ability to make operations excellence as the USP of the organization (lowest TAT, highest FTR (First Time Right), six sigma in quality, best productivity,
• Automation and process improvement
• Processing & adherence to all SLAs at various stages of the operations to ensure seamless BAU.
• Hands on experience in Driving Automation & System Enhancement project.

Preference and Experience:

• Graduation/Post Graduation
• Minimum 4-6 years of experience in Financial Operations preferably in Bank/NBFC/Fintech
• Strong planning, organizational and analytical skills.