Manager - Credit

Job Summary

About the Role: At Lendingkart we are scouting for individuals who will be building, planning and implementing the overall finance strategy. If you want to start small, impact large - this is the place for you.

Key Responsibilities

• Credit Risk Assessment: Analyze Bank statements, Bureau reports, and other related documents to assess credit risk and the financial health of clients
• Credit Evaluation: Provide recommendations based on credit scoring models and financial performance, ensuring decisions align with company policies and risk management guidelines.
• Understanding of Financial Statements: Calculate and understand financial ratios and evaluate financial position of the borrower
• Customer Interaction: Communicate with clients, to gather information and resolve queries related to credit assessments.
• Compliance and Regulation: Ensure adherence to relevant credit policies, legal regulations, and best practices in credit analysis.
• Trend Analysis: Stay updated on industry trends, market conditions, and macroeconomic factors affecting credit risk.
• TAT management: Credit Analyst is held accountable for completing tasks promptly while maintaining the quality of work.

Key Requirements

• Education: MBA(Finance) / CA / Inter CA
• Experience: 3-6 years of experience in the credit vertical of any of the bank / Financial Institution/NBFC, Digital lending background would be an added advantage.
• They must have approval authority for Unsecured Business loan

Skills

• Strong understanding of financial statements and credit reports.
• Proficiency in financials, risk analysis, and credit scoring systems.
• Familiarity with credit-related regulations, policies, and industry Standards.
• Excellent written and verbal communication skills.
• Strong analytical, problem-solving, and decision-making abilities.
• Ability to manage multiple tasks.

Personal Attributes

• Detail-oriented with strong organizational skills.
• Ability to work independently and in a team-oriented environment.
• Strong interpersonal skills and the ability to interact effectively with clients to understand the business model.

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.