E
Ecobank Professional
Manager, Mobile & Micro Lending Risk Analytics
Skills
Data AnalysisComplianceRisk Management
2 days ago
Share this opportunity
Share this opportunity to other talents of your network:
✓ Offer them a visibility boost with clients.
✓ Help your contacts find their next job.
Important information
Location:
Ghana
Work mode:
Onsite
Published on:
21 October 2026
What they need
| GENERAL JOB INFORMATION | |
| Job Title/Position | Manager, Mobile & Micro Lending Risk Analytics |
| Business Unit | Risk Management Department |
| Reports to | Head, Consumer and Commercial Credit |
| Location | Ghana |
| Job Grade/Level | 4C (Level 7) |
| JOB PURPOSE | |
| • To provide dedicated oversight, analytics, data insights of digital lending portfolio, performance monitoring, and governance support for the Bank's mobile, digital and micro-lending portfolios to ensure sustainable portfolio growth, acceptable loss levels and compliance with Group and regulatory requirements. | |
| KEY DUTIES AND RESPONSIBILITIES | |
| Portfolio Analytics - Perform portfolio monitoring and trend analysis. - Conduct vintage, roll-rate, delinquency and behavioural analyses. - Monitor roll rates and cure rates. - Produce portfolio performance dashboards. - Analyse portfolio profitability and risk-adjusted returns. Credit Risk Monitoring - Monitor scorecard effectiveness. - Monitor concentration risk and emerging portfolio risks. - Review and assess lending model performance and scorecard effectiveness. - Perform stress testing and sensitivity analyses. - Recommend changes to lending rules as may be appropriate. - Recommend risk appetite parameters. Business Growth Support - Support the responsible growth of the portfolio - Recommend adjustments to lending parameters and portfolio limits. |
1
| Governance & Reporting - Ensure conformance with Group requirements. - Ensure compliance Regulatory requirements. - Ensure risk controls are operating effectively. - Produce management reporting and portfolio dashboards. - Support regulatory reporting obligations. Transformation - Support portfolio automation initiatives. - Improve utilisation of analytics in lending decisions. Key Performance Indicators - Delinquency ratio. - Portfolio loss rates. - Portfolio growth support. - Vintage performance. - Maturity and quality of management reporting. - Model performance indicators. - Risk-adjusted portfolio performance. - Accuracy and timeliness of portfolio reporting. - Analytics-driven recommendations implemented. |
| COMPETENCY AND SKILL REQUIREMENTS |
| - Degree in Statistics, Actuarial Science, Mathematics, Physics, Economics, Banking or related discipline. - Minimum 5 years in consumer lending analytics, risk analytics or digital lending. |
Other offers great for you!
These companies are also looking for great profiles
T
Theodo
📱 Tech Lead Mobile (iOS & Android) - Secteur Télécom
Freelance
Casablanca, Morocco
Hybrid
Skills
KotlinSwiftIOSAndroid
18 hours ago
Quick apply
T
Tactik Consulting
Lead QA transverse / Test Manager – Web & Mobile
Permanent contract
Paris, France
Hybrid
Skills
QA EngineerLead QA
17 hours ago
Quick apply
R
Raedy
Consultant Data Analytics Senior
Freelance
Paris, France
Hybrid
Skills
MySQLSnowflakeData AnalysisdbtPower BI
16 hours ago
Quick apply