Manager, Secured Lending Products

Job Purpose:

Assist the Team Head in delivering key performance indicators of secured lending business and perform portfolio management of the product.

Responsibilities:

• Develop short and long term marketing strategies and campaigns to deliver the key performance indicators of secured lending business including drawdown, outstanding, revenue etc.
• Act as a project leader in planning, implementing and monitoring of marketing campaigns. Responsible in campaign performance and competitiveness so as to achieve aggressive business targets.
• Drive new initiatives and participate in new product development and system / process enhancement projects.
• Perform alignment & monitoring with difference sales channels to achieve business targets and provide pricing concession.
• Work closely with Credit team and Operation team to enhance credit policy and operation flow.
• Liaise with business partners to explore new business opportunities and innovate new business initiatives.
• Prepare relevant business proposals and tracking reports for presentation to the senior management.
• Analyze customer / product MIS to understand customer behavior and market trend for continuous improvement of the designated areas of the business.
• Prepare relevant reports for program tracking and evaluation for continuous improvement.
• Support frontline and adhere to anti-money laundering and counter terrorist financing controls in accordance with regulatory standards and CNCBI policies.
• Demonstrates initiative to go beyond the normal routine and look for new ways to add value.

Requirements:

• Preferably a Degree holder or equivalent
• Minimum 5 years of product experience in managing retail banking products, preferable secured lending products
• Sound lending product knowledge & understanding of basic regulatory requirements.
• Market Knowledge - Understand industry and market development relating to own function. Alert management to emerging opportunities and threats and make practical recommendations to solve problems
• Product Knowledge - Understand the proposition and pricing structure of CNCBI secured lending products to ensure the competitiveness of our product and services

For more details about career opportunities with the Bank, please visit our website http://www.cncbinternational.com/careers/en/index.jsp. Please apply with full resume stating current and expected salaries.

Personal data collected will be used for recruitment related purposes only. Applicants not invited for interview within 6 weeks may consider their applications unsuccessful. However, applicants may be considered for other suitable positions within the Group for a period of not more than 2 years. Personal data will be destroyed at any time after 3 months.

China CITIC Bank International is committed to being an equal opportunities employer and intends to provide a work environment free of unlawful discrimination or harassment. All employment decisions will be made in a non-discriminatory manner.