MCA Processor

Core Responsibilities

• Review merchant applications for completeness

• Verify documents:

• Bank statements (3-6 months)

• Credit card processing statements

• Business licenses

• Enter and manage data in CRM systems

• Communicate with:

• ISOs (Independent Sales Organizations)

• Underwriters

• Submit files to lenders/funders

• Track deal progress until funding

• Ensure compliance with internal guidelines

• Strong attention to detail

• Fast-paced multitasking

• Organization & deadline management

Requirements Required Skills

• Ability to read bank statements and cash flow
• Detect red flags (NSFs, negative balances, irregular deposits)
• Basic underwriting understanding (helpful)

Technical Tools

• CRM systems (e.g., Salesforce or similar)
• Microsoft Excel / Google Sheets
• Document management tools (Dropbox, Google Drive)

Industry Knowledge (Highly Preferred)

• Factor rates
• Holdback percentages
• Daily/weekly ACH payments
• Familiarity with funders and ISO relationships

Benefits

• Health, dental, and vision insurance
• Paid time off (PTO) and sick leave
• Paid holidays
• 401(k) retirement plan (with employer match, if applicable)
• Performance bonuses and incentives
• Career growth opportunities within underwriting or operations