Mortgage Advisor

Looking to move into self-employment but concerned about rebuilding your pipeline and protecting your income during the transition?

At John Charcol, we’re making that move easier .

We offer experienced mortgage advisers a £2,000 per month commission advance package for your first 4 months, alongside quality, high intent leads, competitive commission splits and the backing of one of the UK’s most established mortgage brands.

With over 50 years in the market and a strong national reputation, we provide advisers with the infrastructure, lead generation and operational support needed to build a successful long-term business.

What We Offer

• £2,000 per month commission advance package for your first 4 months
• £60,000–£80,000+ realistic first-year OTE
• Quality, high intent leads provided
• Commission paid on mortgage offer during your first 6 months
• Competitive commission splits
• No network, FCA, or Professional Indemnity fees
• Software licencing provided
• Free Admin Support during your 6 months
• Sourcing, Marketing and Business Development support
• Access to advanced technology and systems
• Whole-of-market + proposition
• Fully remote, work anywhere in the UK
• Backing of an established, trusted national brand

Who We’re Looking For

We’re looking for ambitious and experienced mortgage advisers who want the freedom of self-employment with genuine support behind them.

You’ll ideally have:

• CeMAP (or equivalent) qualification
• Recent Competent Adviser Status (CAS)
• Proven mortgage advising experience within the UK market
• Whole-of-market or broad-panel lender exposure
• A strong track record of building client relationships and converting business
• A self-motivated and professional approach

Why Advisers Join John Charcol

Many advisers are attracted by the flexibility and earning potential of self-employment but held back by concerns around lead quality, costs and short-term income stability. At John Charcol, we’ve built a model designed to support advisers from day one, combining high intent leads, financial support and a respected national brand to help you grow with confidence.

If you’re ready for greater flexibility, stronger earning potential and the support to build a successful business, we’d love to hear from you.