Mortgage Closer

This position’s primary responsibility will be to prepare closing transactions for mortgage customers while providing superior customer service to ensure a professional and timely transaction for all involved. The position requires attention to detail and the ability to manage time well in a fast-paced work environment.

JOB DUTIES:

1. Prepare and complete accurate and compliant initial and final closing disclosures within the TRID timing guideline requirements. Monitor borrower’s receipt of the Closing Disclosure.

2. Re-disclose Closing Disclosures as required for change in circumstance events or APR changes and determine the new waiting period. Coordinate delays with lenders and title company.

3. Review title commitment, homeowner’s insurance, flood certification, invoices, etc. to make sure

all information is inputted and showing correctly on closing documents

4. Review file to make sure all compliance guidelines are met (HMDA, RESPA, TRID, etc.)

5. Analyze and interpret compliance report for each file (MAVENT)

6. Prepare closing documents to ensure loan is closed properly and meets program and investor guidelines.

7. Work closely with Lenders, title company and borrowers to ensure a smooth closing experience for all involved.

JOB REQUIREMENTS/QUALIFICATIONS:

1. 2+ years of experience in mortgage closing and/or processing using Encompass software required.

2. High School diploma or equivalent required. College degree or business-related training/ education with equivalent work experience preferred.

3. Knowledge of different loan types and mortgage industry regulations

4. Excellent communication skills, both verbal and written.

5. Must be able to demonstrate organization and the ability to handle a heavy workload and multiple tasks in a professional, efficient manner.

6. Ability to work in a team environment.

7. High level of accuracy with attention to detail and ability to handle confidential information.

Full benefits package is available, including:

• Health, Dental, Vision, Life and Disability Insurance
• 401k with employer match
• Vacation and Sick time starting day one
• FSA and HSA with employer contribution to HSA

Exchange Bank is an Equal Opportunity Employer, M/F/Disability/Protected Veteran

About Exchange Bank

While Exchange Bank has embraced this technological evolution, the core values of the organization are still rooted in relationships. “Relationships you can bank on” is more than a slogan; it is a culture within the organization. Exchange Bank knows banking is more than transactions, and prides itself on offering relationships with dedicated employees whose talents surpass any virtual assistant or mobile app. We have seven locations, five in Nebraska and two in Kansas. Learn more about us at eb-us.com. We offer a full benefits package to all full time employees, including: Health, Dental, Vision, Life and Disability Insurance 11 paid holidays PTO starting day 1 401k plan with company match. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status