Mortgage Lender

To be considered for this position, please complete the online employment application for this role (Apply Now) AND complete the Predictive Index workplace assessment here: https://assessment.predictiveindex.com/bo/6Y0D/MortgageLender\_Mar2026\_221535 The Mortgage Lender is primarily responsible for originating and managing a range of portfolio mortgage products, including non-conforming mortgages, construction loans, second homes/vacation properties, and HELOCs. They work closely with individual and business clients to assess their financial needs and offer tailored loan solutions. They will act as a liaison between customers and the Bank’s conforming mortgage referral partner to guide them through the application process.

Primary Duties & Responsibilities

• Reviews loan applications, analyzes financial information, evaluates collateral, and determines creditworthiness
• Makes appropriate credit decisions, underwrites loans within approved lending authority, and recommends loan approval to higher authority, when needed.
• Ensure accurate and complete documentation for loan approvals.
• Provide personalized financial solutions based on customer needs.
• Educate customers on loan products, terms, and repayment options.
• Maintain long-term relationships with clients to promote loyalty and repeat business.
• Proactively identify referral opportunities for banking products such as credit cards, deposit accounts, and insurance.
• Maintains an active role in the community and develop relationships with local businesses, realtors, and others in the real estate industry to generate referrals.
• Meet or exceed loan production goals and sales objectives.
• Adhere to all banking policies, regulatory guidelines, and lending procedures.
• Ensure loans comply with underwriting guidelines and risk assessment standards.
• Monitor loan performance and resolve any delinquent accounts.
• Laison to secondary mortgage vendor.
• Any additional duties as assigned by Management.