Mortgage Loan Processor

Job Summary:

This position supports mortgage originators by preparing and organizing loan files for shipping to underwriting. Coordinates loan closing with Title Company's and clients. Experience with Conventional, FHA, VA file types preferred.

Essential Functions:

• Review loans in process daily
• Determine which loans must be processed immediately.
• Order credit reports, appraisals, flood certs, and title work.
• Send documents to appropriate parties, i.e., disclosures and verifications.
• Data entry of verifications, underwriting judgments.
• Refer to staff underwriter loans which do not meet basic standards.
• Follow up on consistent basis, with originators, borrowers, agents to complete -processing.
• Analyze loan files, submit completed loans for approval.
• Answer inquiries from originators, agents and borrowers regarding status of loans in process.
• Ensure all compliance has been met.

Requirements (Education, Experience):

• High School Diploma
• Experience in Loan Processing

Knowledge, Skills and Abilities:

• Team player.
• Ability to communicate with customers and bank personnel in professional manner.
• Demonstrate understanding of legal, real estate, mortgage lending terms.
• ability to work with minimal supervision in fast paced, team-oriented environment.
• Good verbal and written communication skills.
• Good interpersonal skills: able to work well with a wide range of people.
• Strong organizational and time management skills.
• Demonstrate dependability through good attendance and adherence to timelines and schedules.
• Good analytical and problem-solving skills.
• Demonstrate resourcefulness and ability to take initiative in development and completion of projects.
• Strong proficiency in PC applications.

Physical Requirements:

This work is sedentary and requires the following physical activities:

• Sitting for long periods of time; occasional bending, squatting, kneeling, stooping; good finger dexterity and feeling; frequent repetitive motions; talking, hearing, and visual acuity.
• Frequent lifting (up to 10 pounds of paper supplies or minor office equipment).

Working Conditions:

• Normal office environment.

NOTE: The above statements are intended to describe the general nature and level of work performed by an employee in this position. These statements are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of employees in this position.