Mortgage Specialist

Primary Objective

• Drive and enhance the Bank’s business strategies for asset and liability growth through retail products.
• Foster self-development to effectively implement strategic initiatives that boost the retail asset and liability portfolio.
• Develop and execute comprehensive business plans to achieve growth in retail loan assets and liabilities through targeted retail products.
• Identify and manage asset and liability exposures, ensuring minimal levels of non-performing loans in retail.
• Offer analytical insights to evaluate the financial impact of retail products and strategies on the Bank’s long-term growth.

Key Responsibilities

• Acquire new local mortgage through different channels or referrals.
• Utilise a combination of the Bank's branch network, tele-consulting and referrals to meet and exceed individual sales targets
• Build lasting relationships with real estate agencies, developers, solicitors and own personal network to generate referrals for the bank’s shelf of mortgage products.
• Participate in sales and marketing activities that are organised by bank or business partners to develop business and foster relationship.
• Provide sound mortgage advisory upheld by high standards of before and after sales services.
• Create opportunities to cross sell as well as to source for high NetWorth individual to be onboarded.
• Apply diligence and integrity to ensure proper advisory procedures and meticulous documentation in compliance with the Bank's internal policies, business processes and regulatory requirement.
• Any other responsibilities/tasks as assigned by the Management from time to time.

Qualification & Experience

• Strong communication skills
• Preferred with experiences in mortgage sales
• Results-oriented, dynamic and self-driven