Operation Specialist

Key Responsibilities – Operations Specialist (Collections/Lending Company)

• Monitor and manage daily collections and repayment activities.
• Track borrowers’ outstanding balances, due dates, and delinquent accounts.
• Coordinate with collection agents regarding collection performance, follow-ups, and account status.
• Prepare daily, weekly, and monthly collection and operational reports.
• Monitor collection efficiency, recovery rates, and other key performance indicators (KPIs).
• Investigate and resolve payment discrepancies, posting issues, and customer account concerns.
• Coordinate with Finance and Accounting for payment validation, reconciliation, and proper recording of collections.
• Maintain accurate borrower and collection records in the company’s system.
• Assist in improving collection processes, workflows, and operational controls.
• Ensure compliance with company policies, internal procedures, and applicable lending regulations.
• Handle escalated borrower concerns and coordinate appropriate resolutions with relevant departments.
• Provide operational support for loan processing, account maintenance, and other lending-related activities as needed.

Qualifications – Operations Specialist (Collections/Lending Company)

• At least 2–3 years of experience in Operations, Collections, Loan Processing, or Account Management, preferably in a lending or financing company.
• Knowledge of collection processes, loan accounts, delinquency monitoring, and payment reconciliation.
• Experience in preparing operational and collection reports.
• Proficient in Microsoft Excel, including formulas, data tracking, and report preparation.
• Strong analytical and problem-solving skills, with attention to detail.
• Good communication and coordination skills, especially when dealing with collection teams and internal departments.
• Ability to handle multiple accounts, tasks, and deadlines in a fast-paced environment.
• Familiarity with lending systems, CRM, or collection management systems is an advantage.
• Knowledge of basic lending regulations and compliance requirements is preferred.