Operational Risk Analyst

Job Summary

The Junior Risk Operations Executive supports the Risk and Compliance team in monitoring operational risks, conducting daily risk controls, and ensuring adherence to internal policies and regulatory requirements. The role involves reviewing transactions, identifying potential risk indicators, assisting with investigations, and maintaining accurate records to support the organization's risk management framework.

Key Responsibilities

Risk Monitoring & Control

• Perform daily monitoring of transactions, accounts, and operational activities to identify potential risk events
• Escalate suspicious, unusual, or high-risk activities to senior team members
• Conduct routine risk reviews and control checks in accordance with internal procedures
• Assist in monitoring key risk indicators (KRIs) and operational risk metrics

Operational Risk Management

• Support the identification, assessment, and reporting of operational risks
• Maintain records of risk incidents, errors, and corrective actions
• Assist with root cause analysis and remediation tracking
• Monitor adherence to internal controls and risk management policies

Transaction & Account Reviews

• Review client transactions and account activities for potential irregularities
• Support investigations relating to transaction exceptions, disputes, or operational incidents
• Ensure proper documentation and evidence are maintained for reviews performed

Regulatory & Compliance Support

• Assist with regulatory reporting and compliance monitoring activities
• Support AML/CFT, sanctions screening, and customer due diligence reviews where required
• Ensure risk-related records are maintained in accordance with regulatory and company requirements

Reporting & Documentation

• Prepare daily, weekly, and monthly risk reports
• Maintain accurate risk registers, logs, and operational records
• Assist in preparing management reports and audit documentation

Audit & Process Improvement

• Support internal and external audit requests
• Assist in reviewing and improving operational processes and controls
• Participate in risk-related projects and system enhancement initiatives

Requirements

• Diploma or Bachelor's Degree in Finance, Business, Economics, Risk Management, Accounting, or a related discipline
• 0–2 years of experience in Risk Operations, Compliance, Operations, Banking, FinTech, or Financial Services