HDFC Bank
Operations (Credit Processing)
2 years ago
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Important information
Contract type:
Permanent
Location:
Kochi, Kerala, India
Work mode:
Onsite
Published on:
13 October 2026
What they need
Job highlights
- Qualifications - Fresh / experienced B Com Graduates,M Com,CA or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam
- Appraisal - To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and innovator.
- Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms) (Legal consequences).
- Interacting with customers on phone. It also includes managing objections of the customers. Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
- Negotiating Skills - Probing to understand customer's need, managing objections, and Structuring solutions, closing.
Qualifications - Fresh/experienced B Com Graduates, M Com, CA or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
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