Paraplanner

Pareto Financial Planning, part of K3 Advisory Group, has an opportunity for a highly experienced Paraplanner responsible for delivering complex financial planning support to our clients and adviser. Our Paraplanners plays a key role in the delivery of high-quality client outcomes.

This position operates on a hybrid basis, 3 days in our Manchester office and 2 days from home each week.

Key Responsibilities Financial Planning & Analysis

• Conduct triage to identify information required to compile each financial plan recommendation.
• Identify areas for planning.
• Discuss and establish client objectives with the financial adviser.
• Analyse client fact-finds to identify needs, priorities and potential solutions.
• Conduct research on financial products, providers and market trends.
• Perform cashflow modelling and scenario analysis.
• Liaise with the client’s legal and tax advisers if appropriate.
• Consider current and future allocation of assets for investment strategy with regard to client’s risk profile and their objectives.
• Prepare suitability reports and financial plans in line with client objectives and regulatory standards.
• Liaise with the Administration teams to ensure any recommendations are correctly implemented.

Technical, Risk & Compliance

• Provide technical expertise across pensions, investments, protection, and financial planning.
• Ensure all recommendations are compliant with FCA regulations and company procedures.
• Keep up to date with legislative and market changes.
• Maintain accurate and up-to-date client records.
• Liaise with providers, platforms, and internal teams to progress cases.

Adviser Support

• Work closely with Financial Advisers to develop appropriate strategies for clients.
• Attend client meetings when required to support technical discussions.
• Assist in preparing review packs and client documentation.

Skills & Experience

• Minimum of 4 years’ experience at a Paraplanner level.
• Ideally, Diploma 4 qualified in Regulated Financial Planning Excellent analytical and report-writing skills.

Reward Package

• 35 hours per week Hybrid Working (3 days Office and 2 days at Home - full time employee).
• 25 days holiday plus Bank Holidays.
• 1 x holiday - Birthday holiday
• Loyalty holidays with continued service.
• Christmas Closure (need to retain 3 days from allowance).
• Profit Sharing Scheme.
• Pension (auto-enrolment, then increasing dependent on length of service).
• Private Medical Insurance (after 12 months).
• Life Assurance.
• Long Term Service Awards.
• Fully funded company social events – summer and winter.
• Generous Study/Training Program.

With over 1,200 employees across the Group, 25 offices in the UK, and international bases in Malaysia and Cyprus