Plan Consultant

Job Title: Plan Consultant

Location: Remote

Position Summary: The Plan Consultant is a key compliance and technical resource responsible for administering and supporting employer-sponsored retirement plans. Training is provided to acquire expertise in plan testing, contribution calculations, and government filings. The Plan Consultant collaborates with internal teams and clients to ensure retirement plans are operated in full compliance with IRS, DOL and ERISA regulations.

Key Responsibilities:

Client and Advisor Support

• Respond to technical and compliance-related inquiries from clients and advisors.

• Collaborate with actuaries and other departments to resolve technical issues and ensure accuracy in plan administration. Compliance & Testing

• Monitor deadlines and compliance obligations for assigned book of business.

• Prepare and perform all annual nondiscrimination and compliance testing including: o ADP/ACP o Top Heavy o 410(b) o 401(a)(4) o Other testing as required by plan design

• Calculate employer contributions (Match, pro-rata, integrated, New Comparability).

• Prepare contribution summaries and projections.

• Perform self-employed income calculations.

• Identify and resolve late deposits and missed deferral obligations.

• Calculate missed deferral corrections and support corrective filings when needed. Data Management and Reconciliation

• Review and upload incoming census data for completeness and accuracy.

• Reconcile participant contribution discrepancies.

• Reconcile recordkeeper statements.

• Import recordkeeper transactions into compliance software. Annual Reporting & Government Filings

• Prepare government filings including: o Form 5500 (EZ, SF and large plan with applicable schedules). o Form 5558 extensions. o Form 5330 o Form 8955-SSA

Qualifications:

• Minimum of 0-3 years of experience in qualified retirement plan administration and compliance.

• Strong analytical and mathematical skills.

• Excellent written and verbal communication skills.

• Knowledge of ERISA regulations is a plus • Meticulous attention to detail and accuracy.