Pre- Underwriting - Immediate - Chennai

We are HIRING for US Residential Mortgage | Pre Underwriting | Post Closing Underwriting | Credit & Collateral | Immediate Joiners |

HR Recruiter : Aiswarya | 8072289336

Reports to: Team Lead/Asst. Manager

Responsibilities/Expertise:

• Strong knowledge in reviewing and analyzing mortgage-related documents, including Loan Applications, Credit Reports, Appraisal Reports, Automated Valuation Models (AVMs), Mortgage Statements, Property Detail Reports, Open Lien Reports, and Bankruptcy PACER Reports.
• In-depth knowledge of the Initial underwriting review process, with the ability to assess borrower eligibility and identify potential credit risks.
• Perform comprehensive document verification and ensure accurate data entry and validation within the Loan Origination System (LOS).
• Conduct preliminary borrower assessments based on the documentation to determine initial loan eligibility.
• Order third party reports AVMs, Property Detail Report, Open Lien Report, and Bankruptcy PACER Report.

Generic Skills:

• Any graduates is Mandatory except Diploma
• Seek opportunities to improve knowledge, skills, and performance.
• Excellent written & verbal English communication skills.
• Excellent logical and analytical skills.
• Suggest improvement ideas to current processes based on developed expertise.
• Demonstrate initiative and always maintain a high degree of professional conduct.
• Participate in team initiatives and actively contribute to team success.
• Flexible to work in any shifts.