Product Development (Lending Business)

Role Overview: We are seeking a high-caliber professional to lead our Lending Product portfolio. This is a growth-focused role designed for a strategic thinker who can bridge the gap between financial structuring and market execution. We are looking for candidates who possess a unique blend of Product Management, Business Development, or Investment Banking expertise to drive innovative lending solutions and scale our business.

Key Responsibilities

• Strategic Structuring: Design and structure complex lending products, including pricing models and collateral frameworks, to maximize profitability and market competitiveness.
• Business Acquisition & Ecosystems: Identify new market opportunities and strategic partnerships to expand the customer base and drive "App-in" volume.
• Deal Analysis & Financial Modeling: Apply advanced financial analysis to assess the viability of product programs and monitor portfolio performance through data-driven insights.
• Stakeholder Management: Act as a central point of contact between front-line sales (RM) and back-office credit/risk teams to ensure seamless deal execution and process efficiency.

Qualifications

• Education: Bachelor’s or Master’s Degree in Finance, Banking, Economics, or related fields.

• Experience: At least 8 years of experience in:

  • Lending Product Development within Banking or Non-bank sectors.
  • Investment Banking (IB) / Corporate Finance: Experience in deal structuring, valuation, or capital markets.
  • Business Development (BD): Proven track record in strategic sales, partnership management, or identifying new revenue streams in the financial services industry.

• Analytical Prowess: Strong ability in financial modeling, P&L management, and understanding of risk-weighted asset (RWA) concepts is highly desirable.

• Strategic & RM Mindset: Must have a "Hunter" mindset for growth combined with the ability to coach and align with Relationship Managers (RM).