Product Manager

Who you are

• 3+ years’ experience in a product management role, delivering end‑to‑end products or propositions from concept through launch and optimisation
• Experience developing products or propositions within financial services, payments, lending or other regulated environments
• Proven experience translating product strategy into clear roadmaps, priorities and executable plans
• Strong analytical skills, using performance data, customer insight and market trends to inform decision‑making and prioritisation
• Effective stakeholder management and communication skills, with the ability to engage and influence across multiple teams
• Experience with credit cards, instalments, payments or BNPL propositions, including proposition design or lifecycle management
• Experience supporting product experimentation, test‑and‑learn or iterative delivery approaches
• Familiarity working within regulated product, conduct and risk frameworks
• We know that great talent comes from many backgrounds. Whilst this advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply

What the job involves

• Full‑time (35 hours per week)
• We have an exciting opportunity for a Product Manager to join our Credit Cards Product Development team, supporting the continued growth and evolution of our Instalments proposition
• The team is responsible for designing and delivering customer‑centric credit card products and features, with end‑to‑end accountability for customer outcomes, commercial performance and delivery
• Within this role, you’ll focus specifically on the development, launch and optimisation of instalments features that help customers better manage their spending and repayments
• You’ll take ownership of discrete initiatives within the instalments product roadmap
• You’ll work closely with Platform and Engineering teams, Everyday Banking and other Credit Card product teams to take ideas from concept through to scalable, compliant delivery
• You’ll help shape how instalments are designed, positioned and delivered, balancing customer value, commercial outcomes and risk
• Throughout, you’ll ensure propositions remain aligned to policy, risk appetite and Consumer Duty expectations, while staying competitive in the market
• Why join us:
• The Credit Cards business is entering an exciting new phase of transformation, making this a great time to join
• You’ll work on high‑profile initiatives, influence product strategy and help shape propositions that make a meaningful difference to customers

The application process

• End Date: Monday 24 August 2026

Benefits

• Flex cash: This is 4% of your basic salary and can be used to spend on the benefits of your choice, or you can choose to take it as a cash top up in your monthly salary.
• A generous holiday allowance: You’ll be eligible for a minimum of 22 days holiday (excluding bank holidays), rising to 30 days based on length of service and grade.
• A flexible way of working: Whether you want flexibility over your location or when you log on, together we can create an approach that works for you and for the business.
• Family leave: Up to 63 weeks of maternity or adoption leave. Statutory maternity or adoption pay is available for 39 weeks, and 20 weeks will be enhanced to the equivalent of full pay. Partners can have six weeks of fully paid paternity leave.
• Health insurance: Our company funded Private Medical Benefit provides all colleagues with access to good quality medical care, including accommodation, nursing care and specialist advice.
• Colleague Offers: Get discounts on everything from electrical items to cinema tickets and weekly food shopping. You can share this benefit with up to ten family members or friends.
• Financial products: Take advantage of our great financial products, some at a discounted rate, including current accounts, home and car insurance and loans.
• Share plans: Participate in Sharematch and receive matching shares of up to £45 a month from the company, and you can choose to participate in Sharesave, our combined savings and share option plan.
• Pension: We offer a generous pension plan, with all joiners being automatically enrolled in our 'Your Tomorrow' scheme. You can decide how much you save and get a say in where your contributions are invested.