Product Manager

Key Result Areas

• Product Strategy & Development
• Develop, launch, and manage secured lending products.
• Identify emerging opportunities to expand product penetration and market share.
• Drive product lifecycle management from ideation to implementation.
• Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
• Pricing & Profitability
• Manage product pricing, fee structures, and profitability metrics.
• Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
• Monitor product performance and recommend corrective and strategic actions.
• Benchmark products and processes against industry peers and competitors.
• Customer & Channel Engagement
• Engage with customers and channel partners to understand market requirements.
• Drive product adoption initiatives and sales enablement programs.
• Gather market feedback and translate insights into product enhancements.
• Support business development initiatives to improve acquisition and retention.
• Business Transformation & Stakeholder Management
• Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
• Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
• Lead cross-functional projects related to process improvements, automation, and digital transformation.
• Present product recommendations and performance insights to leadership teams.
• Process Excellence & Compliance
• Enhance customer journeys and operational processes to improve turnaround time and customer experience.
• Work closely with Risk and Credit teams to optimize policies and product programs.
• Ensure products remain compliant with regulatory and internal governance requirements.
• Drive continuous process improvements to support business scalability.

Preferred Qualifications

• CA/ MBA/ PGDM from a reputed institution.
• 2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
• Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
• Experience in pricing strategy, market research, product rollout, and stakeholder management.
• Strong analytical, problem-solving, presentation, and communication skills.

Key Skills

• Product Management
• Housing Finance & Mortgage Products
• Product Development & Launches
• Product Pricing & Profitability
• Portfolio Analytics
• Market Research & Competitive Benchmarking
• BRD Preparation & Requirement Gathering
• Process Improvement & Digital Transformation
• Stakeholder Management
• Project Management
• Data Analytics