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Retail Head

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Onsite

Retail Head

The Greater Bombay Cooperative Bank

Retail Head

Skills

Marketing Strategy

2 months ago

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Important information


Contract type:

Permanent

Location:

Andheri, Haryana 134203, India

Work mode:

Onsite

Published on:

17 August 2026

What they need


  • Loan Bucket of Rs. 5Lac to 50 Lac (Retail Loan)
  • Retail Loans comprise of Housing Loans, Personal Loans, Vehicle Loans, Education Loans, Working Cpital limits to traders/ Shopkeepers, auto - rickshaw loans, SHGs and other special schemes of the Bank
  • Responsible for achievement of business goals for Retail loans & advances.
  • This includes delivering budjeted p rofits, achieving targeted asset level, building a robust pipeline of proposals, arresting asset quality slippages and achieving budgeted fee based revenues etc.
  • Effectively managing the portfolio of Retail commercial loans and Housing Loans as per delegation matrix - processing and renewal of Advances, CC and FOD.
  • Reponsible for new tie - ups with builders, mortgage loans, auto loans and personal loans.
  • Responsible for product Innovations, Product Monitoring and Review that will contribute to the achievement of the business targets.
  • Responsible for introducing marketing strategies,tie ups ,process re-engineering in the Retail portfolio to achieve business targets and maximize returns.
  • Providing effective quantitative and qualitative reporting and MIS to senior management for better strategic decision making.
  • Scheduling need based knowledge sharing / training sessions on retail lending products for Branch Personnel.
  • Periodically review, renew and monitor the portfolio to ensure asset quality is manintained.
  • Effectively liaison with registered dealers,vendors and authorities of various tie-ups engaged for the growth of the Retail loan portfolio like Auto dealers, SHGS,ETC.
  • Placing reports and MIS in LCM,CRMC and other related committee-
  • Approving release of Securities of closed accounts.

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